Lucas County property record for 522 Locust St, Toledo, OH 43604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,499 sqft · built 1897 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2024) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-44284 |
| Primary APN | 15-44284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,499 sqft Living Area |
| 1st Floor Area | 833 sqft |
| 2nd Floor Area | 666 sqft |
| Basement Area | 208 sqft |
| Year Built | Built 1897 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 1,500 sqft (0.034 acres) |
| Lot Dimensions | 50 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 74 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 LOCUST ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43604-1764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RM36 |
| Legal Description | VISTULA LOT 521 SE 30 FT NW 99 FT |
| Legal Subdivision | VISTULA |
| Legal Tract | 29 |
| Legal Lot Number | 521 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2900 |
522 Locust St is owned by an individual who bought it in June 2024.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1386, GIBSONTON, FL 33534-1386 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Feb 22, 2022 · Amount on File |
| Deed Document Number | 202406030016952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Feb 22, 2022 |
| Property Address | 522 LOCUST ST, TOLEDO, OH 43604-1764 |
| Document Number | 0000008417 |
| Map Reference | VOL 2B PG 75 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 202202220008417 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Title Company | MIDLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4614 NANTUCKETT DR APT 31, 31, TOLEDO, OH 43623-3162 |
The 2025 property tax bill for 522 Locust St was $995, up 12% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 (+12.05%) | $15,295 (-) Land $1,435 Building $13,860 | |
| 2024 | $888.00 (-0.11%) | $15,295 (+36.14%) Land $1,435 Building $13,860 | $43,700 Land $4,100 Building $39,600 |
| 2023 | $889.00 (+14.71%) | $11,235 (-) Land $1,260 Building $9,975 | |
| 2022 | $775.00 | $11,235 Land $1,260 Building $9,975 | |
| 2021 | $32,100 Land $3,600 Building $28,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 522 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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