522 Locust Ave, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 522 Locust Ave, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	985 sqft · built 1924
Lot Size	0.062 acres (2,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Oct 2025)
Tax Bill	$8,418 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-00809-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`07-00809-0000-00008`
Alternative APNs	`070080900008` `00270000`

Interior

Stories	2 Stories
Building Area	985 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00270000
Street Address	522 LOCUST AVE
City	HILLSIDE
State	NJ
Zip	07205-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Subdivision	WEST LYONS FARMS EXT
Legal Block	809
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	1
Census Block	1008
Census Tract	32402

Owner

Source: Union County and Hillside Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 7, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 3, 2025	Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Oct 3, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	202549859
Deed Book / Page	6597 / 2059
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 22, 2026
Property Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Document Number	0000093848
Book / Page	15819 / 2235
Instrument Date	Jun 15, 2026
Instrument	202693848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MILESTONE SETTLEMENT LLC, MILESTONE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922

Mortgage

Document Number	0000093848,
Date	Jun 22, 2026
Book Page	15819/2235
Instrument	202693848

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Investor	Possibly a Property Investor

Mortgage

Document Number	0152720110
Date	Sep 7, 2022
Book Page	15272/110
Instrument	42694

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 15, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0151312394
Date	Dec 27, 2021
Book Page	15131/2394
Instrument	27986

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 3, 2025
Property Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Document Number	0065972059
Book / Page	6597 / 2059
Instrument Date	Sep 4, 2025
Instrument	49859
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,877.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 FARWOOD RD, GIBBSBORO, NJ 08026-1444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922

Mortgage

Document Number	0000083719
Date	Oct 3, 2025
Instrument	83719

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	522 LOCUST AVE, HILLSIDE, NJ 07205-1922
Document Number	0143570718
Book / Page	014357 / 000718
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	EXPERT TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LOCUST AVE HILLSIDE NJ 072051922, HILLSIDE, NJ 07205-1922

Mortgage

Document Number	0143570718
Date	Nov 2, 2017
Book Page	014357/000718
Instrument	648550

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,600 (-) Land $43,500 Building $51,100	$94,600 (-) Land $43,500 Building $51,100
2025	$8,418.00 (+7.83%)	$94,600 (-) Land $43,500 Building $51,100	$94,600 (-) Land $43,500 Building $51,100
2024	$7,807.00 (+3.95%)
2023		$94,600 Land $43,500 Building $51,100	$94,600 Land $43,500 Building $51,100
2022	$7,510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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