522 Lloyd Dr, Dwight, IL 60420 Property Records

Livingston County property record for 522 Lloyd Dr, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 2023
Lot Size	0.304 acres (13,230 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,385 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-10-128-011`

Property Details

APN / Parcel Number

Primary APN	`05-05-10-128-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Basement Area	1,655 sqft
Unfinished Basement	1,655 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Fiberglass
Lot Area	13,230 sqft (0.304 acres)
Garage Type	Attached
Garage Area	660 sqft

Location & Zoning

Street Address	522 LLOYD DR
City	DWIGHT
State	IL
Zip	60420-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-10-128-011 S10 T30 R7 13230 SQ FT LOT 17 CARRIAGE COURT SUB
Legal Range	07E
Legal Township	30N
Legal Section	10
Legal Subdivision	CARRIAGE COURT SUB
Legal Lot Number	17
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	3
Census Block	3003
Census Tract	960100

Owner

Source: Livingston County records · APN 05-05-10-128-011

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 LLOYD DR, DWIGHT, IL 60420-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 06, 2025
Property Address	522 LLOYD DR, DWIGHT, IL 60420-1456
Document Number	2025R04885
Map Reference	MB 15 PG 16
Instrument Date	Nov 06, 2025
Instrument	2025R-04885
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 REDWOOD DR, AUBURN, IL 62615-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 LLOYD DR, DWIGHT, IL 60420-1456

Mortgage

Document Number	2025R04886
Date	Nov 06, 2025
Instrument	2025R-04886

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,385.00 (+102.48%)	$115,057 (+105.75%) Land $10,811 Building $104,246	$345,171 (+105.75%) Land $32,433 Building $312,738
2024	$5,129.00	$55,920 Land $79 Building $55,841	$167,760 Land $237 Building $167,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1979–2020)
Claims Outside the SFHA	1 of 12
Most Recent Claim	May 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Ridge Telephone Company Fixed Wireless	100 / 20

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DWIGHT serves 4,400 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.