522 Lindenwood Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 522 Lindenwood Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1954
Lot Size	0.379 acres (16,500 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Oct 2024)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236250A000`

Property Details

APN / Parcel Number

Primary APN	`236250A000`
Alternative APN	`2-056B-4383-00-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	720 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	236250A000
Street Address	522 LINDENWOOD AVE
City	O FALLON
State	MO
Zip	63366-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	PATTON SUB S PT LOT 12
Legal Subdivision	PATTON SUB
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	311602

Owner

522 Lindenwood Ave is owned and occupied by an individual who bought it in October 2024.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	202443619
Prior Transfer Date	Oct 1, 2017
Prior Transfer Doc	0068200539
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2021
Property Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734
Document Number	2021R061655
Instrument Date	Jul 19, 2021
Instrument	2021R-061655
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 DANFORTH ST, 1009, LEHIGH ACRES, FL 33974-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734

Mortgage

Document Number	2021R061656
Date	Jul 22, 2021
Instrument	2021R-061656

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2019
Property Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734
Document Number	0071232424
Book / Page	7123 / 2424
Instrument Date	Aug 8, 2019
Instrument	20190815000429680
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 BRIGHTSPUR LN, 496, BALLWIN, MO 63011-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734

Mortgage

Document Number	20190816000432660
Date	Aug 15, 2019
Instrument	20190816000432660

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 10, 2017
Property Address	522 LINDENWOOD AVE, O FALLON, MO 63366-2734
Document Number	0068200539
Book / Page	006820 / 000539
Instrument Date	Oct 1, 2017
Instrument	633190
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	522 LINDENWOOD AVE O FALLON MO 633662734, O FALLON, MO 63366-2734

Tax Assessment & Valuation

The 2025 property tax bill for 522 Lindenwood Ave was $2,411, up 6.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,276 (-)	$196,189 (-) Land $40,000 Building $156,189
2025	$2,411.00 (+6.92%)	$37,276	$196,189 Land $40,000 Building $156,189
2024	$2,255.00
2023		$33,819
2022			$177,996 Land $35,000 Building $142,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Lindenwood Ave in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Lindenwood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Lindenwood Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures