San Luis Obispo County property record for 522 Leighton St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,678 sqft · built 1978 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Aug 2012) |
| Tax Bill | $6,181 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-331-052 |
| Primary APN | 022-331-052 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 522 LEIGHTON ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 5 BL 47 LTS 3 TO 5 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 47 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10403 |
522 Leighton St is owned and occupied by an individual who bought it in August 2012.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 LEIGHTON ST, CAMBRIA, CA 93428-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND PLUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2012 · Amount on File |
| Deed Sale | Aug 24, 2012 · Amount on File |
| Prior Sale | Sep 21, 2001 · Amount on File |
| Deed Document Number | 201247570 |
| Prior Transfer Date | Nov 4, 2003 |
| Prior Transfer Doc | 0000134469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 522 LEIGHTON ST, CAMBRIA, CA 93428-3218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 LEIGHTON ST, CAMBRIA, CA 93428-3218 |
| Document Number | 0000020120 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021020120 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 522 LEIGHTON ST, CAMBRIA, CA 93428-3218 |
| Document Number | 0000029485 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 522 LEIGHTON ST CAMBRIA CA 934283218, CAMBRIA, CA 93428-3218 |
| Document Number | 0000029485 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 29485 |
| Name | LEND PLUS |
|---|---|
| Address | ALISO VIEJO, CA 92656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
The 2025 property tax bill for 522 Leighton St was $6,181 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $571,491 (+2%) Land $219,802 Building $351,689 | |
| 2025 | $6,181.00 Homeowner's exemption | $560,287 Land $215,493 Building $344,794 |
| 2023 | $5,934.00 (+2.03%) Homeowner's exemption | $538,532 Land $207,126 Building $331,406 |
| 2022 | $5,816.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 522 Leighton St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1995–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Leighton St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Ranch Wifi, Verizon.
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