522 Laurelwood Dr, Cleves, OH 45002 Property Records

Hamilton County property record for 522 Laurelwood Dr, Cleves, OH 45002

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,246 sqft · built 1998
Lot Size0.442 acres (19,254 sqft)
Owner2 Individual Names on File
Tax Bill$5,596 (2025)
Deeds & MortgagesJun 2020 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN572-0012-0068-00

Property Details

APN / Parcel Number

Primary APN572-0012-0068-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,246 sqft Living Area
1st Floor Area956 sqft
2nd Floor Area1,290 sqft
Basement Area944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area19,254 sqft (0.442 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address522 LAURELWOOD DR
CityCLEVES
StateOH
Zip45002-1395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAURELWOOD DR LOT 84 .441 AC COLEMAN WOODS SUB SEC 2 BLK A
Legal SubdivisionCOLEMAN WOODS SUB
Legal BlockA
Legal Lot Number84 441
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2019
Census Tract20401

Owner

522 Laurelwood Dr is owned and occupied by two individuals who acquired it in October 2012.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address522 LAURELWOOD DR, CLEVES, OH 45002-1395
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · Line of Credit
KEMBA CU
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEMBA CU
Aug 15, 2017Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2012
Deed SaleOct 2, 2012
Prior SaleJun 1, 2005 · Amount on File
Deed Document Number269614
Deed Book / Page11743 / 01412
Prior Transfer DateJun 7, 2011
Prior Transfer Doc11-065134
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address522 LAURELWOOD DR, CLEVES, OH 45002-1395
Document Number0000071770
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395

Mortgage

Document Number0000071770
DateJul 23, 2020
Book Page014216/001372
Instrument71770
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 22, 2035
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address522 LAURELWOOD DR, CLEVES, OH 45002-1395
Document Number0000046784
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanySAFETITLE AGENCY INC, SAFETITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395

Mortgage

Document Number0000046784
DateMay 19, 2020
Book Page014171/001039
Instrument46784
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 18, 2040

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address522 LAURELWOOD DR, CLEVES, OH 45002-1395
Document Number0000077183
Book / Page013487 / 001510
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395

Mortgage

Document Number0000077183
DateAug 23, 2017
Book Page013487/001510
Instrument77183
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 22, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 522 Laurelwood Dr was $5,596, up 12.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
MunicipalityCleves Village
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,596.00 (+12.6%)$106,869 (-) Land $20,335 Building $86,534
2024$4,970.00 (-0.86%)$106,869 (-) Land $20,335 Building $86,534
2023$5,013.00 (+17.15%)$106,869 (+46.23%) Land $20,335 Building $86,534$305,340 Land $58,100 Building $247,240
2022$4,279.00 Homeowner's exemption$73,084 Land $18,228 Building $54,856
2020$208,810 Land $52,080 Building $156,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Laurelwood Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Nearby Flood Policies31 in force
Nearby Flood Claims8 (2008–2025)
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Laurelwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVES VILLAGE PWS
serves 6,000 people · EPA ID OH3100512
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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