Hamilton County property record for 522 Laurelwood Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,246 sqft · built 1998 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 572-0012-0068-00 |
| Primary APN | 572-0012-0068-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Living Area |
| 1st Floor Area | 956 sqft |
| 2nd Floor Area | 1,290 sqft |
| Basement Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,254 sqft (0.442 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 522 LAURELWOOD DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAURELWOOD DR LOT 84 .441 AC COLEMAN WOODS SUB SEC 2 BLK A |
| Legal Subdivision | COLEMAN WOODS SUB |
| Legal Block | A |
| Legal Lot Number | 84 441 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20401 |
522 Laurelwood Dr is owned and occupied by two individuals who acquired it in October 2012.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 LAURELWOOD DR, CLEVES, OH 45002-1395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU |
| Aug 15, 2017 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 |
| Deed Sale | Oct 2, 2012 |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 269614 |
| Deed Book / Page | 11743 / 01412 |
| Prior Transfer Date | Jun 7, 2011 |
| Prior Transfer Doc | 11-065134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 522 LAURELWOOD DR, CLEVES, OH 45002-1395 |
| Document Number | 0000071770 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395 |
| Document Number | 0000071770 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 014216/001372 |
| Instrument | 71770 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 22, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 522 LAURELWOOD DR, CLEVES, OH 45002-1395 |
| Document Number | 0000046784 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | SAFETITLE AGENCY INC, SAFETITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395 |
| Document Number | 0000046784 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 014171/001039 |
| Instrument | 46784 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 522 LAURELWOOD DR, CLEVES, OH 45002-1395 |
| Document Number | 0000077183 |
| Book / Page | 013487 / 001510 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 LAURELWOOD DR CLEVES OH 450021395, CLEVES, OH 45002-1395 |
| Document Number | 0000077183 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 013487/001510 |
| Instrument | 77183 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 22, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 522 Laurelwood Dr was $5,596, up 12.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Municipality | Cleves Village |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,596.00 (+12.6%) | $106,869 (-) Land $20,335 Building $86,534 | |
| 2024 | $4,970.00 (-0.86%) | $106,869 (-) Land $20,335 Building $86,534 | |
| 2023 | $5,013.00 (+17.15%) | $106,869 (+46.23%) Land $20,335 Building $86,534 | $305,340 Land $58,100 Building $247,240 |
| 2022 | $4,279.00 Homeowner's exemption | $73,084 Land $18,228 Building $54,856 | |
| 2020 | $208,810 Land $52,080 Building $156,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Laurelwood Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 8 (2008–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Laurelwood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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