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522 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 522 Laprairie St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 948 sqft · built 1916
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Sep 2026)
Tax Bill$1,956 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-328-039

Property Details

APN / Parcel Number

Primary APN24-25-34-328-039

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area948 sqft Living Area
1st Floor Area758 sqft
Basement Area758 sqft
Unfinished Basement758 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions255 ft deep x 38 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area89 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address522 LAPRAIRIE ST
CityFERNDALE
StateMI
Zip48220-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 WOODWARD FARMS SUB N 38 FT OF LOT 188
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionWOODWARD FARMS SUB
Legal Lot Number188
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2011
Census Tract173400

Owner

Source: Oakland County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1026 SHIAWASSEE CIR, HOWELL, MI 48843-4509
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Warranty Deed, Transfer
TITLE PARTNERS
Sep 14, 2026Deed of Trust, Mortgage · VA Mortgage
FLC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2026 · Amount on Record
Deed SaleSep 29, 2026 · Amount on Record
Deed Document Number2026143252
Deed Book / Page61587 / 342
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 29, 2026
Property Address522 LAPRAIRIE ST, FERNDALE, MI 48220-2412
Document Number0000143252
Book / Page61587 / 342
Instrument DateSep 24, 2026
Instrument2026143252
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyTITLE PARTNERS

Transaction

AmountAmount Recorded
Tax$198,465.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 SHIAWASSEE CIR, HOWELL, MI 48843-4509

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateSep 14, 2026
Property Address522 LAPRAIRIE ST, FERNDALE, MI 48220-2412
Document Number0000136257
Book / Page61546 / 577
Instrument DateSep 4, 2026
Instrument2026136257
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 SHIAWASSEE CIR, HOWELL, MI 48843-4509

Mortgage

Document Number0000136257,
DateSep 14, 2026
Book Page61546/577
Instrument2026136257
Lender
NameFLC MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,956.00 (-1.95%) Homeowner's exemption$99,330 (+13.02%)$198,660 (+13.02%)
2024$1,995.00 (+8.07%)
2023$87,890$175,780
2021$1,846.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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