522 Lambert St, Henderson, KY 42420 Property Records

Henderson County property record for 522 Lambert St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 2007
Lot Size	0.107 acres (4,646 sqft)
Owner	Individual Name on Record
Last Sale	$37,500 (May 2026)
Tax Bill	$120 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-8-7-5`

Property Details

APN / Parcel Number

Primary APN	`3-8-7-5`
Alternative APN	`43452`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,646 sqft (0.107 acres)
Lot Dimensions	101 ft deep x 46 ft wide
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Account Number	43452
Street Address	522 LAMBERT ST
City	HENDERSON
State	KY
Zip	42420-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	LAMBERT'S 2ND ADDITION
Legal Lot Number	6
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1061
Census Tract	20101

Owner

Source: Henderson County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 LAMBERT ST, HENDERSON, KY 42420-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2007	Special Warranty Deed, Transfer HABITAT FOR HUMANITY OF HENDERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Document Number	20264462
Deed Book / Page	690 / 765
Prior Transfer Date	May 8, 2023
Prior Transfer Doc	0000004462
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	May 8, 2026
Property Address	522 LAMBERT ST, HENDERSON, KY 42420-3071
Document Number	0000004462
Book / Page	690 / 765
Instrument Date	May 8, 2023
Instrument	20264462
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$3,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	522 LAMBERT ST, HENDERSON, KY 42420-3071

October 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 1, 2007
Property Address	522 LAMBERT ST, HENDERSON, KY 42420-3071
Document Number	000558/108
Book / Page	558 / 108
Map Reference	MB8 PG516
Instrument Date	Sep 27, 2007
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 KLUTEY PARK PLAZA DR, HENDERSON, KY 42420-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LAMBERT ST, HENDERSON, KY 42420-3071

Mortgage

Document Number	000983/453
Date	Oct 1, 2007
Book Page	983/453

Lender

Name	HABITAT FOR HUMANITY OF HENDERSON
Address	HENDERSON, KY 42420

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$120.00 (-21.05%) Homeowner's exemption	$60,000 (-)	$60,000 (-)
2023	$152.00 (-29.63%) Homeowner's exemption	$60,000 (-)	$60,000 (-)
2022	$216.00 Homeowner's exemption	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

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