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522 Lamar St SE, Live Oak, FL 32064 Property Records

Suwannee County property record for 522 Lamar St SE, Live Oak, FL 32064

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,200 sqft · built 1976
Lot Size0.263 acres (11,488 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Sep 2025)
Tax Bill$689 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-02S-13E-07562-020110

Property Details

APN / Parcel Number

Primary APN26-02S-13E-07562-020110
Alternative APN
  • 07562020110

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Lot Area11,488 sqft (0.263 acres)
PorchPorch
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number07562020110
Street Address522 LAMAR ST SE
CityLIVE OAK
StateFL
Zip32064-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 11 BLK B EDGEWOOD SUB ORB 145 P 254 7-1 ORB 446 P 617 QCD YR 93 ORB 1237 P 349 WD YR 06 ORB 1519 P 272-274 CWD YR 09
Legal Range13E
Legal Township02S
Legal Section26
Legal SubdivisionBLK B EDGEWOOD SUB
Legal BlockB
Legal Lot Number11
Legal Unit11
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group4
Census Block4038
Census Tract970100

Owner

522 Lamar St SE is owned and occupied by an individual who bought it in September 2025.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address522 LAMAR ST SE, LIVE OAK, FL 32064-4225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Prior SaleJan 31, 2025
Deed Document Number202561297041
Deed Book / Page2632 / 367
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 5, 2025
Property Address522 LAMAR ST SE, LIVE OAK, FL 32064-4225
Document Number0061297041
Book / Page2632 / 367
Map ReferenceMB 1 PG 103
Instrument DateSep 3, 2025
Instrument202561297041
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyLAKE CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4424 E ARLINGTON ST, INVERNESS, FL 34453-1615

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 LAMAR ST SE, LIVE OAK, FL 32064-4225

Mortgage

Document Number0000000369
DateSep 5, 2025
Instrument2632/369
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
MunicipalityLive Oak City
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,294 (+85.89%) Land $3,446 Building $120,848$124,294 (+7.01%) Land $3,446 Building $120,848
2024$689.00 Homeowner's exemption$66,866 (+3%)$116,154 (+3.14%) Land $3,281 Building $112,873
2023Homeowner's exemption$64,918$112,613 Land $3,281 Building $109,332

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 522 Lamar St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims27 (1996–2026)
Claims Outside the SFHA3 of 27
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Debby, Aug 2024 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 13 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Lamar St SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIVE OAK WTP
serves 6,850 people · EPA ID FL2610203
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon, Xfinity.

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