522 Kline Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 522 Kline Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,004 sqft · built 2003
Lot Size	0.193 acres (8,397 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2018)
Tax Bill	$12,013 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-080-230-000`

Property Details

APN / Parcel Number

Primary APN	`254-080-230-000`
Alternative APN	`254-080-23`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,397 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-080-23
Street Address	522 KLINE CT
City	TRACY
State	CA
Zip	95391-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 177
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	177
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	522 KLINE CT, TRACY, CA 95391-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 9, 2018	Quit Claim Deed, Transfer ACOPIA
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	201827103
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0000027104
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	522 E KLINE CT, MOUNTAIN HOUSE, CA 95391
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 KLINE CT, MOUNTAIN HOUSE, CA 95391-1120

Mortgage

Document Number	0000152106
Date	Sep 10, 2021
Instrument	2021-152106

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	522 E KLINE CT, MOUNTAIN HOUSE, CA 95391
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122245
Date	Oct 25, 2019
Instrument	2019-122245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	522 E KLINE CT, MOUNTAIN HOUSE, CA 95391
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 KLINE CT, MOUNTAIN HOUSE, CA 95391-1120

Mortgage

Document Number	0000122251
Date	Sep 18, 2020
Instrument	2020-122251

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 9, 2018
Property Address	522 E KLINE CT, MOUNTAIN HOUSE, CA 95391
Document Number	0000027104
Instrument Date	Mar 8, 2018
Instrument	27104
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	522 KLINE CT MOUNTAIN HOUSE CA 953911120, MOUNTAIN HOUSE, CA 95391-1120

Mortgage

Document Number	27105
Date	Mar 9, 2018
Instrument	27105

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 9, 2018
Property Address	522 E KLINE CT, MOUNTAIN HOUSE, CA 95391
Document Number	0000027103
Instrument Date	Mar 6, 2018
Instrument	27103
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	522 KLINE CT MOUNTAIN HOUSE CA 953911120, MOUNTAIN HOUSE, CA 95391-1120

Mortgage

Document Number	27106
Date	Mar 9, 2018
Instrument	27106

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2038

Mortgage

Document Number	27105,
Date	Mar 9, 2018
Instrument	27105

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,013.00 (+17.49%)
2025	$10,225.00 (+4.48%)	$625,801 (+4.04%) Land $136,537 Building $489,264
2023	$9,787.00 (+2.08%)	$601,502 Land $131,236 Building $470,266	$814,950
2022	$9,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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