522 John Webb Rd, Ellerbe, NC 28338 Property Records

Richmond County property record for 522 John Webb Rd, Ellerbe, NC 28338

Property Summary

Property Type	Single Family Home
Details	8.5 ba · 1,918 sqft · built 2005
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on File
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`746700359885`

Property Details

APN / Parcel Number

Primary APN	`746700359885`
Alternative APN	`11445303`

Interior

Full Baths	8.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	1,918 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,512 sqft (5.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	960 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	1,800 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	11445303
Street Address	522 JOHN WEBB RD
City	ELLERBE
State	NC
Zip	28338-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	GRAHAM THOMAS & ALLR
Legal Subdivision	PROPERTY SURVEYED FOR THE WEBB FARM LLC
Jurisdiction	RICHMOND NC
Township / Civil Division	MINERAL SPRINGS
Census Block Group	2
Census Block	2083
Census Tract	970200

Owner

Source: Richmond County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	442 JOHN WEBB RD, ELLERBE, NC 28338-9183
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK
May 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1996
Deed Sale	Dec 31, 1996
Deed Book / Page	937 / 133
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Recording Date	Jul 16, 2026
Property Address	522 JOHN WEBB RD, ELLERBE, NC 28338-9382
Document Number	0000288784
Book / Page	2075 / 554
Instrument Date	Jul 16, 2026
Instrument	2026288784
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 JOHN WEBB RD, ELLERBE, NC 28338-9183

Mortgage

Document Number	0000288784,
Date	Jul 16, 2026
Book Page	2075/554
Instrument	2026288784

Lender

Name	FIDELITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	522 JOHN WEBB RD, ELLERBE, NC 28338-9382
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 JOHN WEBB RD, ELLERBE, NC 28338-9183

Mortgage

Document Number	1883/186
Date	May 4, 2021
Book Page	1883/186
Instrument	262986

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	ROCKINGHAM, NC 28379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	522 JOHN WEBB RD, ELLERBE, NC 28338-9382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1784/318
Date	Jun 8, 2018
Book Page	1784/318
Instrument	249021

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	ROCKINGHAM, NC 28379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,610.00 (+28.63%)	$600,041 (+48.25%) Land $30,070 Building $569,971	$600,041 (+48.25%) Land $30,070 Building $569,971
2023	$3,584.00	$404,760 Land $18,706 Building $386,054	$404,760 Land $18,706 Building $386,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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