Warren County property record for 522 Indian Lake Dr, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,452 sqft · built 2017 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09.0-0-00-014.033.000 |
| Primary APN | 04-09.0-0-00-014.033.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Basement Area | 1,452 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 522 INDIAN LAKE DR |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 SPRING LAKES PLAT 2 B SEC 9 TWP 47 RNG 1 |
| Legal Subdivision | SPRING LAKES |
| Legal Lot Number | 84 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 820108 |
522 Indian Lake Dr is owned and occupied by an individual who acquired it in July 2020.
Source: Warren County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA |
| Jul 17, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance US BANK NA |
| Dec 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 |
| Deed Sale | Jul 17, 2020 |
| Prior Sale | Dec 27, 2017 |
| Deed Document Number | 202004702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202004703 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 202004703 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 17, 2020 |
| Property Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 202004702 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 202004702 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 202004703 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 202004703 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Dec 27, 2017 |
| Property Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 201707809 |
| Map Reference | MB C PG 339 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 201707809 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 522 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
The 2025 property tax bill for 522 Indian Lake Dr was $2,515.
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 | $35,329 (+13%) Land $5,565 Building $29,764 | $185,940 Land $29,290 Building $156,650 |
| 2024 | $2,515.00 (+14.63%) | $31,264 (-) Land $4,925 Building $26,339 | |
| 2023 | $2,194.00 (+7.65%) | $31,264 (+8%) Land $4,925 Building $26,339 | $164,549 Land $25,920 Building $138,629 |
| 2022 | $2,038.00 | $28,948 Land $4,560 Building $24,388 | |
| 2021 | $152,360 Land $24,000 Building $128,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Indian Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 522 Indian Lake Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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