Banks County property record for 522 Hwy 105, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,067 sqft · built 1962 |
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Nov 2020) |
| Tax Bill | $2,817 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B34 041 |
| Primary APN | B34 041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,067 sqft Heated Area |
| 1st Floor Area | 2,067 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 172,498 sqft (3.96 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Pool Area | 715 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 114 sqft |
| Deck Area | 352 sqft |
| Patio Area | 352 sqft |
| Storage Building | 400 sqft |
| Utility Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4722 |
|---|---|
| Street Address | 522 HIGHWAY 105 |
| City | BALDWIN |
| State | GA |
| Zip | 30511-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB15-59 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970100 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit PEACH STATE FEDERAL CREDIT UNION |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Apr 6, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 0000491791 |
| Deed Book / Page | 491 / 791 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Document Number | 0000000550/0000000958 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 0000000550/0000000958 |
| Name | PEACH STATE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Nov 17, 2020 |
| Property Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Document Number | 000491/791 |
| Book / Page | 491 / 791 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020-000986 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Document Number | 0000000491/0000000793 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 0000000491/0000000793 |
| Name | DAS ACQUISITION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 6, 2018 |
| Property Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Document Number | 000450/526 |
| Book / Page | 450 / 526 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018-000241 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 HIGHWAY 105, BALDWIN, GA 30511-2425 |
| Document Number | 450/527 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 450/527 |
| Name | HOMESTAR FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,817.00 (+1.4%) | $147,588 (+4.67%) Land $25,324 Building $122,264 | $368,971 (+4.67%) Land $63,310 Building $305,661 |
| 2024 | $2,778.00 (+3.5%) | $141,005 (+6.91%) Land $23,022 Building $117,983 | $352,513 (+6.91%) Land $57,555 Building $294,958 |
| 2023 | $2,684.00 (+15.05%) | $131,887 (+18.76%) Land $24,584 Building $107,303 | $329,717 (+18.76%) Land $61,459 Building $268,258 |
| 2022 | $2,333.00 | $111,056 Land $18,074 Building $92,982 | $277,639 Land $45,185 Building $232,454 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANKS CO - MOUNTAIN CREEK serves 6,453 people · EPA ID GA0110026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable · DSL | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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