522 Humes Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 522 Humes Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,321 sqft · built 1964
Lot Size0.108 acres (4,704 sqft)
Owner2 Trust Names on File
Last Sale$890,000 (Aug 2016)
Tax Bill$13,287 (2025)
Flood ZoneZone X (minimal risk)
APN044-213-34

Property Details

APN / Parcel Number

Primary APN044-213-34
Alternative APN
  • 044-213-34-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,321 sqft Living Area
Gross Area1,851 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Roof MaterialOther
Lot Area4,704 sqft (0.108 acres)
TerrainSteep
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
Deck Area234 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address522 HUMES AVE
CityAPTOS
StateCA
Zip95003-5241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Block24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-213-34

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address522 HUMES AVE, APTOS, CA 95003-5241
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2016 · Amount on Record
Deed SaleAug 23, 2016 · Amount on Record
Prior SaleMay 03, 2013 · Amount on Record
Deed Document Number201631065
Prior Transfer DateMay 14, 2004
Prior Transfer Doc0000035630
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,053,580 (+2%) Land $842,864 Building $210,716
2025$13,287.00 (+1%)$1,032,921 (+4.04%) Land $826,337 Building $206,584
2023$12,079.00 (+2.17%)$992,812 Land $794,250 Building $198,562$1,020,870
2022$11,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., Verizon.

Based on FCC filings for 511 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Humes Ave

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