522 Hoyt Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 522 Hoyt Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,591 sqft · built 1934
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Nov 2023)
Tax Bill	$4,114 (2023)
Deeds & Mortgages	Nov 2023 Sale Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-24-0141`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-24-0141`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
Gross Area	2,095 sqft
1st Floor Area	919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	211 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	522 HOYT AVE E
City	SAINT PAUL
State	MN
Zip	55130-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOTHIER'S ADDITION NO. 2 EX A SLY 10 FT MOL STRIP MEAS 117.2 FT ON ...& EX MOST ELY 1 FT; LOT 2 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	GOTHIERS ADDITION NO 2
Legal Block	2
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	30601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	522 HOYT AVE E, SAINT PAUL, MN 55130-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Jan 19, 2021	Quit Claim Deed, Transfer LAKE AREA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jan 19, 2021
Deed Document Number	A05007035
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 2, 2023
Property Address	522 HOYT AVE E, SAINT PAUL, MN 55130-3017
Document Number	0A05007035
Instrument Date	Oct 31, 2023
Instrument	A05007035
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$1,046.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HOYT AVE E, SAINT PAUL, MN 55130-3017

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 19, 2021
Property Address	522 HOYT AVE E, SAINT PAUL, MN 55130-3017
Document Number	0004857964
Instrument Date	Nov 11, 2020
Instrument	4857964
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HOYT AVE E ST PAUL MN 551303017, ST PAUL, MN 55130-3017

Mortgage

Document Number	4857965
Date	Jan 19, 2021
Instrument	4857965

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,114.00 Homeowner's exemption	$254,400 Land $37,500 Building $216,900	$254,400 Land $37,500 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GigFire, T-Mobile.

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