522 Hillsmere Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 522 Hillsmere Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1960
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2020)
Tax Bill	$5,660 (2025)
Deeds & Mortgages	Feb 2021 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-11496000`

Property Details

APN / Parcel Number

Primary APN	`02-412-11496000`
Alternative APNs	`2-412-11496000` `41211496000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Pool Area	648 sqft
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41211496000
Street Address	522 HILLSMERE DR
City	ANNAPOLIS
State	MD
Zip	21403-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 18 BK A SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3014
Census Tract	702601

Owner

522 Hillsmere Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2021	Re-recorded Document · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Feb 26, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Nov 3, 2010 · Amount on File
Deed Book / Page	34246 / 113
Last Transfer Date	Feb 3, 2021
Transfer Doc	0364530133
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 25, 2021
Property Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030
Document Number	0362260224
Book / Page	36226 / 224
Map Reference	MB 25 FO 8
Instrument Date	Feb 3, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030

March 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 31, 2021
Property Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030
Document Number	0364530125
Book / Page	36453 / 125
Map Reference	MB 25 FO 8
Instrument Date	Feb 3, 2021
Record Updated	May 19, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030

Mortgage

Document Number	0364530133
Date	Mar 31, 2021
Book Page	36453/133

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 26, 2020
Property Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030
Document Number	0342460113
Book / Page	34246 / 113
Map Reference	MB 25 FO 8
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 HILLSMERE DR, ANNAPOLIS, MD 21403-4030

Mortgage

Document Number	34246118
Date	Feb 26, 2020
Instrument	34246/118

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 522 Hillsmere Dr was $5,660, up 5.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,700 (+5.67%) Land $275,300 Building $195,400	$470,700 (-) Land $275,300 Building $195,400
2025	$5,660.00 (+5.75%)	$445,433	$470,700 Land $275,300 Building $195,400
2024	$5,352.00 (+24.12%)
2023	$4,312.00	$394,900 Land $275,300 Building $119,600	$394,900 Land $275,300 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Hillsmere Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Hillsmere Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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