522 Hillcrest Dr, Largo, FL 33771 Property Records

Pinellas County property record for 522 Hillcrest Dr, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 1966
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Oct 2017)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-4859-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-4859-9`
Alternative APNs	`36-29-15-45504-000-1830` `291536455040001830` `152936455040001830` `R394686`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	237 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R394686
Street Address	522 HILLCREST DR
City	LARGO
State	FL
Zip	33771-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENE PARK UNIT 6 LOT 183
Legal Range	15E
Legal Township	29S
Legal Section	36
Legal Subdivision	KEENE PARK UNIT 6
Legal Tract	45504
Legal Lot Number	183
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3044
Census Tract	25407

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 HILLCREST DR, LARGO, FL 33771-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 17, 2017	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	2017304410
Deed Book / Page	19796 / 101
Prior Transfer Date	May 10, 2017
Prior Transfer Doc	0196330353
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	522 HILLCREST DR, LARGO, FL 33771-1517
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HILLCREST DR, LARGO, FL 33771-1517

Mortgage

Document Number	0224771748
Date	Jun 19, 2023
Book Page	22477/1748
Instrument	2023158740

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	522 HILLCREST DR, LARGO, FL 33771-1517
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HILLCREST DR, LARGO, FL 33771-1517

Mortgage

Document Number	0227001204
Date	Feb 9, 2024
Book Page	22700/1204
Instrument	2024033214

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 2, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	522 HILLCREST DR, LARGO, FL 33771-1517
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206621031
Date	Aug 20, 2019
Book Page	20662/1031
Instrument	2019267586

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 6, 2017
Property Address	522 HILLCREST DR, LARGO, FL 33771-1517
Document Number	0197960101
Book / Page	019796 / 000101
Instrument Date	Sep 29, 2017
Instrument	304410
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	INTEGRITY TITLE AND GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 HILLCREST DR LARGO FL 337711517, LARGO, FL 33771-1517

Mortgage

Document Number	197960103
Date	Oct 6, 2017
Book Page	019796/000103
Instrument	304411

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 17, 2017
Property Address	522 HILLCREST DR, LARGO, FL 33771-1517
Document Number	0196330353
Book / Page	019633 / 000353
Instrument Date	May 10, 2017
Instrument	154469
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$396.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 HILLCREST DR LARGO FL 337711517, LARGO, FL 33771-1517

Mortgage

Document Number	196330355
Date	May 17, 2017
Book Page	019633/000355
Instrument	154470

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (+5.85%) Homeowner's exemption	$217,672 (+5.99%)	$349,244 (+4.63%) Land $113,142 Building $236,102
2024	$3,147.00 (+1.98%)
2023	$3,086.00 (+3.18%) Homeowner's exemption	$205,376 (+3%)	$333,803 (+24.76%) Land $140,585 Building $193,218
2022	$2,991.00 Homeowner's exemption	$199,394	$267,551 Land $133,008 Building $134,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 322 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	234 (1979–2026)
Claims Outside the SFHA	12 of 234
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 157 claims Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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