Marion County property record for 522 Head Ln, Hannibal, MO 63401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,298 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,287 (Apr 2026) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H11803 |
| Primary APN | H11803 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | H11803 |
|---|---|
| Street Address | 522 HEAD LN |
| City | HANNIBAL |
| State | MO |
| Zip | 63401-6281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD LAKE APOLLO 2ND ADD, ALL LOT 4 DIM DEED-80 X 130 |
| Legal Range | 05W |
| Legal Township | 57N |
| Legal Section | 24 |
| Legal Subdivision | LAKE APOLLO 2ND ADD |
| Legal Lot Number | 4 |
| Jurisdiction | MARION MO |
| Township / Civil Division | MILLER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960400 |
Source: Marion County records · APN H11803
Assessment roll updated March 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage HNB NATIONAL BANK |
| Sep 15, 2006 | Deed of Trust, Mortgage · ARM HNB NATIONAL BANK |
| Apr 22, 2026 | Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK |
| Apr 10, 2008 | Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2008 · Amount on Record |
| Deed Document Number | 20261163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R000447 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026R000447 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Aug 13, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0566/20955 |
|---|---|
| Date | Sep 15, 2006 |
| Book Page | 566/20955 |
| Instrument | 55525 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | HANNIBAL, MO 63401 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 07, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Sep 07, 2011 |
| Min Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 13.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION MO |
| Recording Date | Apr 22, 2026 |
| Property Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Document Number | 0000001163 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20261163 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Document Number | 2026R001164, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261164 |
| Name | HNB NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION MO |
| Recording Date | Apr 10, 2008 |
| Property Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Document Number | 2008R000746 |
| Instrument Date | Apr 04, 2008 |
| Instrument | 2008R000746 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 HEAD LN, HANNIBAL, MO 63401-6281 |
| Document Number | 2008R000747 |
|---|---|
| Date | Apr 10, 2008 |
| Instrument | 2008R000747 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | HANNIBAL, MO 63401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Marion County records · Assessment roll updated March 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Marion County |
| Municipality | Hannibal City |
| Unified School District | Hannibal 60 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (+14%) | $23,540 (+1%) Land $2,070 Building $21,470 | $123,900 (+1%) Land $10,890 Building $113,010 |
| 2023 | $1,336.00 | $21,400 Land $1,880 Building $19,520 | $112,640 Land $9,900 Building $102,740 |
Source: FEMA National Flood Hazard Layer, Marion County (29127C), as of January 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291279604002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chariton Valley Telephone Fiber | 1,000 / 1,000 |
Based on FCC filings for 118 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO2010344, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HANNIBAL PWS serves 17,108 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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