522 Hartford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 522 Hartford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,323 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2018)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-25-030-104-048`

Property Details

APN / Parcel Number

Primary APN	`06-25-030-104-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	879 sqft
2nd Floor Area	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	146 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	358 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	522 HARTFORD DR
City	ELYRIA
State	OH
Zip	44035-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ESTS 3 FRNT 0080.00 DPTH 0146.00
Legal Subdivision	COUNTRY CLUB ESTS 3 FRNT
Legal Tract	25
Legal Block	104
Legal Lot Number	194
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	70101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	522 HARTFORD DR, ELYRIA, OH 44035-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 27, 2018	Warranty Deed, Transfer OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	2018004938
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	522 HARTFORD DR, ELYRIA, OH 44035-2906
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HARTFORD DR, ELYRIA, OH 44035-2906

Mortgage

Document Number	0000901306
Date	Dec 14, 2022
Instrument	2022-0901306

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 27, 2018
Property Address	522 HARTFORD DR, ELYRIA, OH 44035-2906
Document Number	0000685268
Map Reference	VOL 22 PG 38
Instrument Date	Aug 20, 2018
Instrument	2018-0685268
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HARTFORD DR, ELYRIA, OH 44035-2906

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00	$61,380 (+0.01%) Land $14,770 Building $46,610	$175,360 (-) Land $42,200 Building $133,160
2024	$2,915.00 (+2.71%)	$61,376 (+19.54%) Land $14,770 Building $46,606	$175,360 (+19.54%) Land $42,200 Building $133,160
2023	$2,838.00 (+0.64%)	$51,345 (-0.01%) Land $16,247 Building $35,098	$146,700 (-) Land $46,420 Building $100,280
2022	$2,820.00	$51,350 Land $16,250 Building $35,100
2021			$146,700 Land $46,420 Building $100,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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