522 Graceview Loop, Saint Joseph, MN 56374 Property Records

Stearns County property record for 522 Graceview Loop, Saint Joseph, MN 56374 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 2004
Square Footage	1,436 sqft Living Area
Lot Size	1,440 sqft (0.033 acres)
Occupancy	Owner Occupied
Last Sale	$214,900 (2026)
Tax Bill	$2,246.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`84-53533-0084`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,436 sqft Living Area
Gross Area	1,246 sqft Gross Area
1st Floor	624 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Tilt-Up Concrete Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,440 sqft (0.033 acres)
Depth X Width	36 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	622 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	522 GRACEVIEW LOOP
City	SAINT JOSEPH
State	MN
Zip	56374-4556
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 067 BLK 003 GRACEVIEW ESTATES SECTION 10 TOWNSHIP 124 RANGE 029 SECTION 10 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	10
Legal Subdivision	GRACEVIEW ESTATES
Legal Block	3
Legal Lot Number	67
Jurisdiction	STEARNS MN
Minor Civil Division	ST. JOSEPH
Census Blockgroup	3
Census Block	3020
Census Tract	11308

Owner

Source: Stearns County records · APN 84-53533-0084

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 GRACEVIEW LOOP, SAINT JOSEPH, MN 56374-4556
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2026 · Amount on Record
Deed Sale	Apr 08, 2026 · Amount on Record
Prior Sale	Jun 09, 2006 · Amount on Record
Deed Doc Number	20261710987
Record Refreshed	Sep 20, 2026

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 08, 2026
Property Address	522 GRACEVIEW LOOP, SAINT JOSEPH, MN 56374-4556
Document Number	0001710987
Instrument Date	Apr 06, 2026
Instrument	2026.1710987
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	ASCENSION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$71,626.17
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001710988,
Date	Apr 08, 2026
Instrument	2026.1710988

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (-0.71%)
2025		$180,300 (+4.16%) Land $26,400 Building $153,900	$180,300 (+4.16%) Land $26,400 Building $153,900
2023	$2,262.00	$173,100 Land $26,400 Building $146,700	$173,100 Land $26,400 Building $146,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.