Madison County property record for 522 Grace St, Godfrey, IL 62035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 780 sqft · built 1945 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Sep 2014) |
| Tax Bill | $3,137 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2016 Loan Modification |
| APN | 24-2-01-23-03-302-025 |
| Primary APN | 24-2-01-23-03-302-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 420 sqft |
| Patio Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 522 GRACE ST |
|---|---|
| City | GODFREY |
| State | IL |
| Zip | 62035-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SQUIRES PLAT OF GODFREY LOT PT OL 3 60X160 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | GODFREY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 402701 |
522 Grace St is owned and occupied by two individuals who bought it in September 2014.
Source: Madison County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 GRACE ST, GODFREY, IL 62035-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2016 | Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on File |
| Deed Sale | Sep 10, 2014 · Amount on File |
| Prior Sale | Nov 5, 2003 · Amount on File |
| Deed Document Number | 201428657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 522 GRACE ST, GODFREY, IL 62035-2406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022283 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023R22283 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 522 GRACE ST, GODFREY, IL 62035-2406 |
| Document Number | 0000003847 |
| Instrument Date | Nov 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 522 GRACE ST GODFREY IL 620352406, GODFREY, IL 62035-2406 |
| Document Number | 0000003847 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 3847 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 522 Grace St was $3,137 with a homeowner's exemption, up 7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| Municipality | Godfrey Village |
| Unified School District | Alton Community Unit School District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,137.00 (+6.99%) | $52,940 Land $5,030 Building $47,910 | $158,820 Land $15,090 Building $143,730 |
| 2024 | $2,932.00 | ||
| 2022 | $2,560.00 | $41,780 Land $3,970 Building $37,810 | $125,466 Land $11,922 Building $113,544 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 522 Grace St; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Grace St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIGHTON serves 5,041 people · EPA ID IL1174160 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Wisper ISP.
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