522 Georgia St, Bethalto, IL 62010 Property Records

Madison County property record for 522 Georgia St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 576 sqft · built 1973
Lot Size	0.299 acres (13,026 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jun 2023)
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Line of Credit + 1 more
APN	`19-2-08-12-11-201-004`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-11-201-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	576 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,026 sqft (0.299 acres)
Lot Dimensions	167 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	1 sqft
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	522 GEORGIA ST
City	BETHALTO
State	IL
Zip	62010-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALJETS & KUTTERS 10TH ADD LOT 354 78X167X IRR
Legal Subdivision	ALJETS & KUTTERS 10TH ADDN
Legal Lot Number	354
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1007
Census Tract	401722

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 GEORGIA ST, BETHALTO, IL 62010-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Feb 15, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK STAUNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Feb 15, 2018
Deed Document Number	202314988
Prior Transfer Date	Jun 25, 2003
Prior Transfer Doc	0000048214
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 9, 2023
Property Address	522 GEORGIA ST, BETHALTO, IL 62010-1625
Document Number	0000014988
Map Reference	PB 42 PG 9
Instrument Date	Jun 2, 2023
Instrument	2023R14988
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 GEORGIA ST, BETHALTO, IL 62010-1625

Mortgage

Document Number	0000014989
Date	Jun 9, 2023
Instrument	2023R14989

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	522 GEORGIA ST, BETHALTO, IL 62010-1625
Document Number	0000037296
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHISPERING OAKS DR BETHALTO IL 620101057, BETHALTO, IL 62010-1057

Mortgage

Document Number	0000037296
Date	Nov 18, 2019
Instrument	37296

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 17, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.25%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 15, 2018
Property Address	522 GEORGIA ST, BETHALTO, IL 62010-1625
Document Number	0000004870
Map Reference	PB42 PG9
Instrument Date	Feb 8, 2018
Instrument	2018R04870
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	METRO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHISPERING OAKS DR, BETHALTO, IL 62010-1057

Mortgage

Document Number	0000004871
Date	Feb 15, 2018
Instrument	2018R04871

Lender

Name	FIRST NATIONAL BANK STAUNTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,565.00 (+7.34%)	$100,570 (+25.93%) Land $6,470 Building $94,100	$301,710 (+25.81%) Land $19,410 Building $282,300
2024	$6,116.00 (+0.92%)
2022	$6,060.00	$79,860 Land $5,140 Building $74,720	$239,819 Land $15,435 Building $224,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jun 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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