York County property record for 522 Frederick St, Hanover, PA 17331
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,786 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $219,900 (Nov 2025) |
| Tax Bill | $2,117 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-000-07-0087.00-00000 |
| Primary APN | 44-000-07-0087.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Total Area |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Major Street/Thoroughfare |
| Porch | Porch |
| Porch Area | 258 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 FREDERICK ST |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-3722 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CM |
| Legal Subdivision | WALDEM ASSOCIATES |
| Jurisdiction | YORK PA |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21901 |
Source: York County records · APN 44-000-07-0087.00-00000
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3, JEFFERSON, MD 21755-0003 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Feb 23, 2022 | Deed, Transfer · Line of Credit ACNB BANK |
| Sep 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 19, 2017 | Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2022 · Amount on Record |
| Deed Document Number | 202546144 |
| Deed Book / Page | 2881 / 600 |
| Prior Transfer Date | Sep 07, 2017 |
| Prior Transfer Doc | 0000042304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Nov 26, 2025 |
| Property Address | 522 FREDERICK ST, HANOVER, PA 17331-3722 |
| Document Number | 0000046144 |
| Book / Page | 2881 / 600 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025046144 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | UNKNOWN, GUARDIAN TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,199.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3, JEFFERSON, MD 21755-0003 |
| Document Number | 0000046145 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025046145 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Feb 23, 2022 |
| Property Address | 522 FREDERICK ST, HANOVER, PA 17331-3722 |
| Document Number | 0000010696 |
| Book / Page | 2713 / 2298 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022010696 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 GREEN TREE DR, NEW OXFORD, PA 17350-8464 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010697 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 2713/2303 |
| Instrument | 2022010697 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Sep 14, 2017 |
| Property Address | 522 FREDERICK ST, HANOVER, PA 17331-3722 |
| Document Number | 0000042304 |
| Book / Page | 002438 / 006235 |
| Instrument Date | Sep 07, 2017 |
| Instrument | 42304 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1127 LITTLESTOWN PIKE WESTMINSTER MD 211573005, WESTMINSTER, MD 21157-3005 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Sep 19, 2017 |
| Property Address | 522 FREDERICK ST, HANOVER, PA 17331-3722 |
| Document Number | 0000042825 |
| Book / Page | 2439 / 0771 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017042825 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1127 LITTLESTOWN PIKE, 1127, WESTMINSTER, MD 21157-3005 |
| Name | Verified Name |
|---|---|
| Address | 132 HIGH ST, HANOVER, PA 17331-2908 |
| Document Number | 0000042826 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017042826 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: York County records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Penn Township |
| Unified School District | South Western School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,117.00 (+4.7%) | $60,000 (-) Land $27,460 Building $32,540 | |
| 2025 | $2,022.00 | $60,000 (-) Land $27,460 Building $32,540 | |
| 2024 | $2,022.00 | $60,000 Land $27,460 Building $32,540 | |
| 2006 | $60,000 Land $27,460 Building $32,540 |
Source: FEMA National Flood Hazard Layer, York County (42133C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CTI Networks Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Shenandoah Telecommunications Company.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system PA7670076, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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