522 Franklin St, Peru, IL 61354 Property Records

LaSalle County property record for 522 Franklin St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,383 sqft · built 1863
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Mar 2018)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-441-002`

Property Details

APN / Parcel Number

Primary APN	`17-16-441-002`
Alternative APN	`16-16-455-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,383 sqft Total Area

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	522 FRANKLIN ST
City	PERU
State	IL
Zip	61354-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB 20A LT 6 SE/4 SEC 16-33-1 E90' W132' N80' E OF E LINE PULASKI ST EXTENDED-S FRANKLIN
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	SUB OF 20 ACRE LOT 6
Legal Lot Number	6
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1002
Census Tract	963200

Owner

522 Franklin St is owned and occupied by an individual who bought it in March 2018.

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	522 FRANKLIN ST, PERU, IL 61354-2862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMERICA
Mar 23, 2018	Deed, Transfer
Oct 10, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Oct 10, 2017
Deed Document Number	20183429
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	201715819
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	522 FRANKLIN ST, PERU, IL 61354-2862
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301840
Date	Feb 28, 2023
Instrument	2023-01840

Lender

Name	FIRST NATIONAL BANK AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2053

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 23, 2018
Property Address	522 FRANKLIN ST, PERU, IL 61354-2862
Document Number	201803429
Instrument Date	Mar 14, 2018
Instrument	201803429
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 CALHOUN ST, PERU, IL 61354-2545

October 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 10, 2017
Property Address	522 FRANKLIN ST, PERU, IL 61354-2862
Document Number	201715819
Instrument Date	Sep 29, 2017
Instrument	201715819
Transaction Type	Foreclosure
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 522 Franklin St was $2,936, up 6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+6.03%)	$44,041 Land $4,077 Building $39,964	$132,123 Land $12,231 Building $119,892
2024	$2,769.00
2023		$43,742 (+7.59%) Land $3,527 Building $40,215	$131,226 (+7.59%) Land $10,581 Building $120,645
2022		$40,656 Land $3,278 Building $37,378	$121,968 Land $9,834 Building $112,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2026)
Claims Outside the SFHA	15 of 43
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 5 claims Severe Storms & Flooding, Mar 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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