Contra Costa County property record for 522 Florence Dr, Lafayette, CA 94549 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,313 sqft Living Area |
| Lot Size | 10,010 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,810,000 (2026) |
| Tax Bill | $21,354.00 (2025) |
| Primary APN | 237-133-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,313 sqft Living Area |
| 1st Floor | 2,313 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,010 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 396 sqft Garage |
| Heating System | Floor/Wall Furnace Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 522 FLORENCE DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-5414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE VALLEY ESTATES LOT 19 |
| Legal Subdivision | LAFAYETTE VALLEY ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 351200 |
Source: Contra Costa County records · APN 237-133-004
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 22, 2026 | Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK |
| Apr 04, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2024 · Amount on Record |
| Deed Doc Number | 202653906 |
| Prior Transfer Date | Apr 02, 2019 |
| Prior Transfer Doc | 0000046442 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000126944 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025- 126944 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000143599 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025- 143599 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000031611 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026- 031611 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000031298 |
|---|---|
| Date | Apr 03, 2025 |
| Instrument | 2025- 031298 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000071297 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025- 071297 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000138448 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 2024- 138448 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 22, 2026 |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000053906 |
| Instrument Date | May 18, 2026 |
| Instrument | 202653906 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,091.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000053907, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202653907 |
| Name | TRI COUNTIES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 04, 2019 |
| Property Address | 522 FLORENCE DR, LAFAYETTE, CA 94549-5414 |
| Document Number | 0000046442 |
| Instrument Date | Apr 02, 2019 |
| Instrument | 46442 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 522 FLORENCE DR LAFAYETTE CA 945495414, LAFAYETTE, CA 94549-5414 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,805,400 (+2%) Land $1,224,000 Building $581,400 | |
| 2025 | $21,354.00 (+335.71%) | $1,770,000 (+367.38%) Land $1,200,000 Building $570,000 |
| 2023 | $4,901.00 (+1.43%) | $378,707 Land $142,983 Building $235,724 |
| 2022 | $4,832.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk to Homes | High 71st percentile nationally · 46th in California |
|---|---|
| Wildfire Likelihood | About 1 in 315 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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