522 Florence Ave, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 522 Florence Ave, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1900
Lot Size0.265 acres (11,505 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Dec 2022)
Tax Bill$1,439 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN5624 70 3606

Property Details

APN / Parcel Number

Primary APN5624 70 3606
Alternative APNs
  • 04028 0116.300000
  • 128718
  • 160214

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,344 sqft
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,505 sqft (0.265 acres)
Lot Dimensions177 ft deep x 65 ft wide

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number160214
Street Address522 FLORENCE AVE
CityKANNAPOLIS
StateNC
Zip28083-4027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionP/O LTS 10-14 FRANKLIN HEIGHTS
Legal SubdivisionLANE ST I-85
Legal Lot Number10-14
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group2
Census Block2015
Census Tract40701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address522 FLORENCE AVE, KANNAPOLIS, NC 28083-4027
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Feb 22, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
SUN TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2022 · Amount on Record
Deed SaleDec 28, 2022 · Amount on Record
Prior SaleMay 17, 2011 · Amount on Record
Deed Document Number202235518
Deed Book / Page16326 / 37
Prior Transfer DateFeb 15, 2019
Prior Transfer Doc13383297
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 28, 2022
Property Address522 FLORENCE AVE, KANNAPOLIS, NC 28083-4027
Document Number0001632637
Book / Page16326 / 37
Map ReferenceMB 5 PG 1
Instrument DateDec 28, 2022
Transaction TypeTransfer
Record UpdatedJan 6, 2023
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2376 GLENWOOD ST, KANNAPOLIS, NC 28083-9197

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 FLORENCE AVE, KANNAPOLIS, NC 28083-4027

Mortgage

Document Number0163260040
DateDec 28, 2022
Instrument16326-0040
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.9%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2028
Change Frequency5 Years
Min Rate At Change3.9%
Max Rate At Change7.9%
Index5-Year CMT
Max Rate11.9%

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCABARRUS NC
Recording DateFeb 22, 2019
Property Address522 FLORENCE AVE, KANNAPOLIS, NC 28083-4027
Document Number0013383297
Book / Page13383 / 0297
Map ReferenceMB 5 PG 1
Instrument DateFeb 15, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 FLORENCE AVE, KANNAPOLIS, NC 28083-4027

Mortgage

Document Number0013383300
DateFeb 22, 2019
Instrument13383/300
Lender
NameSUN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,390 (-) Land $44,000 Building $147,390
2025$191,390 (+82.26%) Land $44,000 Building $147,390
2024$191,390 (+82.26%) Land $44,000 Building $147,390
2023$1,439.00$105,010 Land $26,000 Building $79,010$105,010 Land $26,000 Building $79,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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