Waldo County and Islesboro Town property record for 522 Ferry Rd, Islesboro, ME 04848
| Property Type | Single Family Home |
|---|---|
| Details | 825 sqft · built 1900 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,740 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0014 L:0004=C |
| Primary APN | M:0014 L:0004=C |
|---|---|
| Alternative APNs |
|
| Stories | 4 Stories |
|---|---|
| Building Area | 825 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 135,036 sqft (3.1 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 209 |
|---|---|
| Street Address | 522 FERRY RD |
| City | ISLESBORO |
| State | ME |
| Zip | 04848-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 4-C |
| Jurisdiction | ISLESBORO ME |
| Township / Civil Division | ISLESBORO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 44000 |
522 Ferry Rd is owner-occupied and held in a trust.
Source: Waldo County and Islesboro Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 522 FERRY RD, ISLESBORO, ME 04848-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLESBORO ME |
| Property Address | 522 FERRY RD, ISLESBORO, ME 04848-4758 |
| Document Number | 0041550150 |
| Book / Page | 004155 / 000150 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 522 FERRY RD ISLESBORO ME 048484758, ISLESBORO, ME 04848-4758 |
| Document Number | 0041550150 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 004155/000150 |
| Instrument | 2576 |
| Name | FIRST IPSWICH BK |
|---|---|
| Type | Bank |
| Address | IPSWICH, MA 01938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 522 Ferry Rd was $9,740, up 7.2% from the year before.
Source: Waldo County and Islesboro Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Islesboro Town |
| Unified School District | Islesboro (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,740.00 (+7.15%) | $763,900 (-) Land $392,500 Building $371,400 |
| 2024 | $9,090.00 (+8.18%) | $763,900 (-) Land $392,500 Building $371,400 |
| 2023 | $8,403.00 | $763,900 Land $392,500 Building $371,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 522 Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Town of Islesboro Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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