Rockingham County property record for 522 Estes Rd, Ruffin, NC 27326 · Last verified October 2025
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 ba · 1,604 sqft · built 1983 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,803 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8938-00-10-9790-00 |
| Primary APN | 8938-00-10-9790-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,604 sqft Finished Area |
| 1st Floor Area | 1,276 sqft |
| 2nd Floor Area | 328 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Logs |
| Lot Area | 220,849 sqft (5.07 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | Deck Area |
| Patio Area | 483 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 162814 |
|---|---|
| Street Address | 522 ESTES RD |
| City | RUFFIN |
| State | NC |
| Zip | 27326-9119 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 5.07 AC MOSS & KIVETT SUR VEY MOSS & KIVETT SURVEY |
| Legal Subdivision | COUNTY ESTATES 02 |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | RUFFIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40102 |
Source: Rockingham County records · APN 8938-00-10-9790-00
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 522 ESTES RD, RUFFIN, NC 27326-9119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2001 |
| Deed Sale | Sep 19, 2001 |
| Deed Document Number | 0010790767 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 522 ESTES RD, RUFFIN, NC 27326-9119 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 522 ESTES RD, RUFFIN, NC 27326-9119 |
| Document Number | 0000634458 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 1639/197 |
| Instrument | 634458 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockingham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Unified School District | Rockingham County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,803.00 (+40.64%) | $263,589 (+75.78%) Land $25,683 Building $237,906 | $263,589 (+75.78%) Land $25,683 Building $237,906 |
| 2023 | $1,282.00 | $149,953 Land $23,348 Building $126,605 | $149,953 Land $23,348 Building $126,605 |
Source: FEMA National Flood Hazard Layer, Rockingham County (37157C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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