522 Elm St, Wabash, IN 46992 Property Records

Wabash County property record for 522 Elm St, Wabash, IN 46992

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,536 sqft · built 1920
Lot Size0.198 acres (8,592 sqft)
OwnerIndividual Name on Record
Last Sale$42,000 (Jun 2024)
Tax Bill$1,266 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN85-14-11-402-047.000-009

Property Details

APN / Parcel Number

Primary APN85-14-11-402-047.000-009
Alternative APNs
  • 00440214985
  • 0120145800

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1959
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,592 sqft (0.198 acres)
Lot Dimensions117 ft deep x 73 ft wide
Garage TypeDetached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Lean-To280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00440214985
Street Address522 ELM ST
CityWABASH
StateIN
Zip46992-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHN B GRIES LOT 10 JOHN B GRIES 12'X54' & 2'X78' LOT 9
Legal SubdivisionJOHN B GRIES ADD
Legal Lot Number10,9
JurisdictionWABASH IN
Township / Civil DivisionNOBLE
Census Block Group2
Census Block2013
Census Tract102600

Owner

Source: Wabash County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 ELM ST, WABASH, IN 46992-2833
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Prior SaleAug 11, 2015 · Amount on Record
Deed Document Number2024483675
Prior Transfer DateJun 13, 2024
Prior Transfer Doc2024R483675
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASH IN
Property Address522 ELM ST, WABASH, IN 46992-2833
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R468932
DateJun 15, 2021
Instrument2021R468932
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWabash County
County SubdivisionNoble Township
MunicipalityWabash City
Unified School DistrictWabash City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,266.00 (+8.58%) Homeowner's exemption$138,100 (+25.09%) Land $8,100 Building $130,000$138,100 (+25.09%) Land $8,100 Building $130,000
2024$1,166.00 (+97.29%)
2023$110,400 (+64.78%) Land $8,100 Building $102,300$110,400 (+64.78%) Land $8,100 Building $102,300
2022$591.00$67,000 Land $8,100 Building $58,900$67,000 Land $8,100 Building $58,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1998–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WABASH
private · serves 12,140 people · EPA ID IN5285003
Water SourceGroundwater
Last State InspectionJan 2024
Lead38 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Good Connections.

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