Brazoria County property record for 522 Elm St, Lake Jackson, TX 77566
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,317 sqft · built 1943 |
| Lot Size | 0.185 acres (8,093 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,139 (2018) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2015 Loan Modification |
| Flood Zone | Zone X (reduced by levee) |
| APN | 5850-0089-000 |
| Primary APN | 5850-0089-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,317 sqft Total Area |
| 1st Floor Area | 1,317 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,093 sqft (0.185 acres) |
| Garage Area | 198 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | R222241 |
|---|---|
| Street Address | 522 ELM ST |
| City | LAKE JACKSON |
| State | TX |
| Zip | 77566-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AREA B-C-D-E-G-H-J-K-L ETC (LAKE JACKSON) BLK 7 LOT 225 AREA B |
| Legal Subdivision | AREA B-C-D-E-G-H-J-K-L ETC |
| Legal Block | 7 |
| Legal Lot Number | 225 |
| Jurisdiction | BRAZORIA TX |
| Township / Civil Division | BRAZOSPORT |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 663300 |
522 Elm St is owned and occupied by an individual who acquired it in November 2024.
Source: Brazoria County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 ELM ST, LAKE JACKSON, TX 77566-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Nov 1, 2015 | Loan Modification, Mortgage TEXAS DOW EMP CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 |
| Deed Sale | Nov 20, 2024 |
| Prior Sale | Oct 24, 2003 |
| Deed Document Number | 0202450793 |
| Prior Transfer Date | Dec 19, 2003 |
| Prior Transfer Doc | 03-079643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRAZORIA TX |
| Property Address | 522 ELM ST, LAKE JACKSON, TX 77566-5400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047728 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019047728 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRAZORIA TX |
| Property Address | 522 ELM ST, LAKE JACKSON, TX 77566-5400 |
| Document Number | 0000055554 |
| Instrument Date | Nov 1, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 0000055554 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 55554 |
| Name | TEXAS DOW EMP CU |
|---|---|
| Type | Credit Union |
| Address | LAKE JACKSON, TX |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 7, 2022 |
| Rate | 5.25% |
|---|
Source: Brazoria County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Brazoria County |
| Municipality | Lake Jackson City |
| Unified School District | Brazosport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,690 Land $29,140 Building $150,550 | $179,690 Land $29,140 Building $150,550 | |
| 2023 | $158,140 Land $29,140 Building $129,000 | $158,140 Land $29,140 Building $129,000 | |
| 2018 | $3,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Elm St in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE JACKSON serves 27,314 people · EPA ID TX0200006 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures