Washtenaw County property record for 522 Elm St, Ann Arbor, MI 48104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,218 sqft · built 1920 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Company Name on File |
| Last Sale | $430,000 (Jan 2019) |
| Tax Bill | $13,287 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-28-409-002 |
| Primary APN | 09-09-28-409-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,218 sqft Living Area |
| Basement Area | 673 sqft |
| Unfinished Basement | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 1,481 sqft (0.034 acres) |
| Lot Dimensions | 50 ft deep x 30 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 522 ELM ST |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48104-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4C |
| Legal Description | PRT LOT 9 BEG INT SL WILMOT ST WITH WL ELM ST TH W ALG WILMOT ST 52 FT TH S AT RT ANG 29.04 FT TH ELY 46.1 FT OT PT ON WL ELM |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 28 |
| Legal Subdivision | FT TO POB CHARLES A WARDS SUBDIVISION |
| Legal Block | 409 |
| Legal Lot Number | 9 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 400300 |
Source: Washtenaw County records · APN 09-09-28-409-002
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 414 HUNTINGTON PL, ANN ARBOR, MI 48104-1800 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK |
| Apr 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION 1/KS |
| Apr 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1/KS |
| Jan 28, 2019 | Warranty Deed, Transfer · Commercial Mortgage CHEMICAL BANK |
| Jan 28, 2019 | Warranty Deed, Transfer OTHER |
| Jan 07, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 20196456330 |
| Deed Book / Page | 5289 / 563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0006715267 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 5548/317 |
| Instrument | 6715267 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Apr 08, 2026 |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Document Number | 0006791862 |
| Book / Page | 5624 / 863 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266791862 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 414 HUNTINGTON PL, ANN ARBOR, MI 48104-1800 |
| Document Number | 0006791862, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20266791862 |
| Name | CREDIT UNION 1/KS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Apr 03, 2026 |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Document Number | 0006791222 |
| Book / Page | 5624 / 223 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266791222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 414 HUNTINGTON PL, ANN ARBOR, MI 48104-1800 |
| Document Number | 0006791222, |
|---|---|
| Date | Apr 03, 2026 |
| Book Page | 5624/223 |
| Instrument | 20266791222 |
| Name | CREDIT UNION 1/KS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jan 28, 2019 |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Document Number | 0006456330 |
| Book / Page | 5289 / 563 |
| Map Reference | LB 2 PG 10 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 6456330 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | PREFERRED TITLE AGENCY OF AN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,698.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 318 E JEFFESON #6 # 6, 6, ANN ARBOR, MI 48104-2366 |
| Document Number | 0006456331 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 5289/564 |
| Instrument | 6456331 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jan 28, 2019 |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Document Number | 0006456329 |
| Book / Page | 005289 / 000562 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 6456329 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $211.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5691 MUNGER RD YPSILANTI MI 481979032, YPSILANTI, MI 48197-9032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jan 07, 2019 |
| Property Address | 522 ELM ST, ANN ARBOR, MI 48104-2501 |
| Document Number | 0006453834 |
| Book / Page | 005287 / 000065 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 6453834 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3951 PROSPECT CT ANN ARBOR MI 481039432, ANN ARBOR, MI 48103-9432 |
Source: Washtenaw County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,100 (+2.82%) | $394,200 (+2.82%) | |
| 2025 | $13,287.00 | $191,700 | $383,400 |
Source: FEMA National Flood Hazard Layer, Washtenaw County (26161C), updated May 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 382 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ANN ARBOR serves 123,851 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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