522 Edison St, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 522 Edison St, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details4,292 sqft · built 2007
Lot Size0.058 acres (2,531 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jun 2005)
Tax Bill$23,767 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN49-02005-0000-00004

Property Details

APN / Parcel Number

Primary APN49-02005-0000-00004
Alternative APNs
  • 4900099000000026
  • 490200500004

Interior

Stories2 Stories
Building Area4,292 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area2,531 sqft (0.058 acres)

Location & Zoning

Old Parcel Number4900099000000026
Street Address522 EDISON ST
CityRIDGEFIELD
StateNJ
Zip07657-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Description2530SF
Legal Block2005
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group3
Census Block3007
Census Tract45102

Owner

522 Edison St is owned and occupied by two individuals who bought it in June 2005.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address522 EDISON ST, RIDGEFIELD, NJ 07657-1815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2005 · Amount on File
Deed SaleJun 6, 2005 · Amount on File
Prior SaleNov 23, 2002 · Amount on File
Deed Book / Page8820 / 109
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address522 EDISON ST, RIDGEFIELD, NJ 07657-1815
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 EDLSON STREET, RIDGEFIELD, NJ 07657-1815

Mortgage

Document Number0037001455
DateSep 10, 2020
Book Page3700/1455
Instrument20-083742
Lender
NameBCB COMMUNITY BANK
TypeBank
AddressBAYONNE, NJ 07002
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 522 Edison St was $23,767, up 3.3% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,423,500 (+1.46%) Land $325,400 Building $1,098,100$1,423,500 (+1.46%) Land $325,400 Building $1,098,100
2025$23,767.00 (+3.29%)$1,403,000 Land $320,000 Building $1,083,000$1,403,000 Land $320,000 Building $1,083,000
2024$23,011.00
2023$1,328,400 Land $302,900 Building $1,025,500$1,328,400 Land $302,900 Building $1,025,500
2022$22,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Edison St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims10 (2018–2025)
Claims Outside the SFHA5 of 10
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Edison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Edison St

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