522 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 522 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,392 sqft · built 1900
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2026)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jan 2026 Sale Jan 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024622-0`

Property Details

APN / Parcel Number

Primary APN	`024622-0`
Alternative APN	`K48-25-00-03-13-005-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	888 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	160 ft deep x 45 ft wide
Porch	Slab
Porch Area	192 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024622-0
Street Address	522 E WARD ST
City	URBANA
State	OH
Zip	43078-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ D C HITT ADDNLOT 5
Legal Subdivision	D C HITT ADDN
Legal Lot Number	5
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	4
Census Block	4012
Census Tract	10500

Owner

522 E Ward St is owned by an individual who bought it in January 2026.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	959 BON AIR DR, URBANA, OH 43078-2248
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer
Jan 21, 2025	Affidavit of Death of Joint Tenant, Transfer
May 12, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Jul 2, 2014 · Amount on File
Deed Document Number	202693
Deed Book / Page	604 / 462
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	00598/4892
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 8, 2026
Property Address	522 E WARD ST, URBANA, OH 43078-1725
Document Number	000604/462
Book / Page	604 / 462
Instrument Date	Dec 24, 2025
Instrument	202600000093
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 BON AIR DR, URBANA, OH 43078-2248

January 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 21, 2025
Property Address	522 E WARD ST, URBANA, OH 43078-1725
Document Number	00598/4892
Book / Page	598 / 4892
Instrument Date	Jan 16, 2025
Instrument	202500000172
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 E LAWN AVE APT 17, 17, URBANA, OH 43078-1272

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	May 12, 2020
Property Address	522 E WARD ST, URBANA, OH 43078-1725
Document Number	571/1141
Book / Page	571 / 1141
Map Reference	MB D PG 1
Instrument Date	Apr 15, 2020
Instrument	202000002004
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	217 LINCOLN PL, URBANA, OH 43078-1429

Tax Assessment & Valuation

The 2025 property tax bill for 522 E Ward St was $1,391, down 0.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (-0.93%)	$40,400 (+29.57%) Land $6,290 Building $34,110	$115,410 Land $17,960 Building $97,450
2024	$1,404.00 (+5.56%)	$31,180 (-) Land $5,750 Building $25,430
2023	$1,330.00 (-0.52%)	$31,180 (-) Land $5,750 Building $25,430	$89,090 (-) Land $16,420 Building $72,670
2022	$1,337.00	$31,180 Land $5,750 Building $25,430	$89,090 Land $16,420 Building $72,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 E Ward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 522 E Ward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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