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522 E Spruce Dr, Apt 1A, Palatine, IL 60074 Property Records

Cook County property record for 522 E Spruce Dr, Apt 1A, Palatine, IL 60074

Property Summary

Property TypeCondominium
Details2 bd · 888 sqft · built 1982
Lot Size1.72 acres (75,094 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Dec 2022)
Tax Bill$2,687 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-400-061-1079

Property Details

APN / Parcel Number

Primary APN02-02-400-061-1079

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Units12 Units
Building Area888 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Lot Area75,094 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemBaseboard
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address522 E SPRUCE DR, 1A
CityPALATINE
StateIL
Zip60074-2321
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNITS 34-1A 34-1B 34-2A 34-2B 34-3A 34-3B IN PINE CREEK CONDO LOTS 1 T O 35 IN SE4 OF SEC02 T42N R10E 3P
Legal Range10E
Legal Township42N
Legal Section02
Legal SubdivisionPINE CREEK CONDO
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group2
Census Block2027
Census Tract803608

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address70 ILLINOIS BLVD, HOFFMAN ESTATES, IL 60169-3376
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleJun 16, 2006 · Amount on Record
Deed Document Number202249049
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0000031096
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 29, 2022
Property Address522 E SPRUCE DR APT 1A, 1A, PALATINE, IL 60074-2321
Document Number0036349049
Map ReferenceDOC 25781564
Instrument DateDec 6, 2022
Instrument2236349049
Transaction TypeTransfer
Record UpdatedJan 12, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address522 E SPRUCE DR, PALATINE, IL 60074-2321

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 ILLINOIS BLVD, HOFFMAN ESTATES, IL 60169-3376

Mortgage

Document Number0036349050
DateDec 29, 2022
Instrument2236349050
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate6.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,587 (+38.67%) Land $277 Building $12,310$125,870 (+38.67%) Land $2,770 Building $123,100
2023$2,687.00 (+3.39%)
2022$2,599.00$9,077 Land $240 Building $8,837$90,770 Land $2,400 Building $88,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALATINE
serves 70,875 people · EPA ID IL0312340
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile, Verizon.

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