522 E Seventh St, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 522 E Seventh St, Lexington, KY 40505

Property Summary

Property Type	Apartments (5+ Units)
Details	6,080 sqft · built 1960
Lot Size	0.355 acres (15,451 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Jan 2023)
Tax Bill	$8,819 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
APN	`20856050`

Property Details

APN / Parcel Number

Primary APN	`20856050`

Interior

Units	10 Units
Stories	2 Stories
Building Area	6,080 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Lot Area	15,451 sqft (0.355 acres)
Lot Width	100 ft Width
Parking Spaces	12 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	522 E SEVENTH ST
City	LEXINGTON
State	KY
Zip	40505-3749
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Description	1-030 LOUDON PARK LOT 8 10; BOOK: 3789 PAGE: 245
Legal Subdivision	LOUDON PARK
Legal Block	16
Legal Lot Number	8-10
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	400

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1904 DEAUVILLE DR, LEXINGTON, KY 40504-1310
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed, Transfer · Stand-Alone First Mortgage PEOPLES EXCHANGE BANK INC
Oct 14, 2020	Deed, Transfer TRADITIONAL BK
Jan 5, 2018	Deed, Transfer PENSCO TR CO LLC-CUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2023196
Deed Book / Page	3996 / 462
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 6, 2023
Property Address	522 E SEVENTH ST, LEXINGTON, KY 40505-3749
Document Number	003996/462
Book / Page	3996 / 462
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000587/120
Date	Jan 6, 2023
Book Page	0587/120

Lender

Name	PEOPLES EXCHANGE BANK INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 14, 2020
Property Address	522 E SEVENTH ST, LEXINGTON, KY 40505-3749
Document Number	003789/245
Book / Page	3789 / 245
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009794/001
Date	Oct 14, 2020
Book Page	9794/001

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount Recorded

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 5, 2018
Property Address	522 E SEVENTH ST, LEXINGTON, KY 40505-3749
Document Number	003552/018
Book / Page	3552 / 018
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009015/711
Date	Jan 5, 2018
Book Page	9015/711

Lender

Name	PENSCO TR CO LLC-CUST

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,819.00 (+1.88%)	$700,000 (-)	$700,000 (-)
2025	$8,656.00	$700,000 (-)	$700,000 (-)
2023	$8,656.00	$700,000	$700,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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