Polk County property record for 522 E Park St, Lakeland, FL 33803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,168 sqft · built 1925 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Dec 2017) |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-19-220100-015190 |
| Primary APN | 24-28-19-220100-015190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 1,574 sqft |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 586 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 225 ft deep x 57 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 332 sqft |
| Cooling System | Central |
|---|
| Street Address | 522 E PARK ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA4 |
| Legal Description | DIXIELAND PB 1 PG 67 BLK 15 LOT 19 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | DIXIELAND REVISED |
| Legal Tract | 220100 |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Lake Morton Historic District listed 1985 · 557 contributing resources · NRIS 85002900 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
522 E Park St is owned and occupied by two individuals who bought it in December 2017.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 E PARK ST, LAKELAND, FL 33803-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY TO BAY LNDG |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on File |
| Deed Sale | Dec 27, 2017 · Amount on File |
| Prior Sale | Nov 12, 2004 · Amount on File |
| Deed Document Number | 2017248610 |
| Deed Book / Page | 10351 / 1613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 522 E PARK ST, LAKELAND, FL 33803-1336 |
| Document Number | 0115161940 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 E PARK ST LAKELAND FL 338031336, LAKELAND, FL 33803-1336 |
| Document Number | 0115161940 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 011516/001940 |
| Instrument | 283226 |
| Name | BAY TO BAY LNDG |
|---|---|
| Address | TAMPA, FL 33606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 522 E PARK ST, LAKELAND, FL 33803-1336 |
| Document Number | 0103511613 |
| Book / Page | 010351 / 001613 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 248610 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 E PARK ST LAKELAND FL 338031336, LAKELAND, FL 33803-1336 |
| Document Number | 103511614 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 010351/001614 |
| Instrument | 248611 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKELAND, FL 33801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2047 |
The 2025 property tax bill for 522 E Park St was $5,023 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,302 (+2.7%) | $443,892 (+14.48%) Land $144,180 Building $299,712 | |
| 2025 | $5,023.00 Homeowner's exemption | $321,618 | $387,762 Land $75,885 Building $311,877 |
| 2023 | $2,525.00 (+3.1%) Homeowner's exemption | $181,093 (+3%) | $266,010 (+10.67%) Land $73,683 Building $192,327 |
| 2022 | $2,449.00 Homeowner's exemption | $175,818 | $240,374 Land $70,278 Building $170,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 E Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 E Park St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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