522 E Main St, Peru, IN 46970 Property Records

Miami County property record for 522 E Main St, Peru, IN 46970 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,986 sqft Living Area
Lot Size6,600 sqft (0.152 acres)
OccupancyOwner Occupied
Last Sale$248,909 (2026)
Tax Bill$1,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN021-51847-00
Alternative APNs
  • 52-08-26-202-009.000-016
  • 01185281521

Interior

Bedrooms1 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,986 sqft Living Area
1st Floor1,986 sqft 1st Floor
Basement Area336 sqft Basement
Unfinished Basement336 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1970
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialMetal Roof
Lot Area6,600 sqft (0.152 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area528 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number01185281521
Street Address522 E MAIN ST
CityPERU
StateIN
Zip46970-2610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description021-51847-00 KENWOOD AD LOT 9 42 168 47000
Legal SubdivisionKENWOOD ADDITION
Legal Lot Number9
JurisdictionMIAMI IN
Minor Civil DivisionPERU
Census Blockgroup1
Census Block1002
Census Tract952400

Owner

Source: Miami County records · APN 021-51847-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address522 E MAIN ST, PERU, IN 46970-2610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2007Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Sep 22, 2006Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GMAC MORTGAGE CORP
Jan 07, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 07, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Nov 27, 2013Special Warranty Deed, Transfer
Sep 26, 2013Sheriff's Deed, Foreclosure
Jun 08, 2007Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 26, 2006Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2026 · Amount on Record
Deed SaleJan 07, 2026 · Amount on Record
Prior SaleNov 27, 2013
Deed Doc Number2026520063
Record RefreshedSep 20, 2026

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address522 E MAIN ST, PERU, IN 46970-2610
Transaction TypeMortgage
Record UpdatedJun 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20070524584
DateOct 09, 2007
Instrument20070524584
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 07, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address522 E MAIN ST, PERU, IN 46970-2610
Transaction TypeMortgage
Record UpdatedJun 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20060524672
DateSep 22, 2006
Instrument20060524672
Lender
NameGMAC MORTGAGE CORP
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2036

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateJan 07, 2026
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20260520063
Instrument DateJan 06, 2026
Instrument20260520063
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E MAIN ST, PERU, IN 46970-2610

Mortgage

Document Number20260520064
DateJan 07, 2026
Instrument20260520064
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateJan 07, 2026
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20260520063
Instrument DateJan 06, 2026
Instrument20260520063
Transaction TypeTransfer
Record UpdatedJun 05, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E MAIN ST, PERU, IN 46970-2610

Mortgage

Document Number20260520064
DateJan 07, 2026
Instrument20260520064
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

November 2013: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMIAMI IN
Recording DateNov 27, 2013
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20130525296
Instrument DateNov 15, 2013
Instrument20130525296
Transaction TypeTransfer
Record UpdatedJun 05, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 PARK PL, ROCHESTER, IN 46975-7098
InvestorPossibly a Property Investor

September 2013: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMIAMI IN
Recording DateSep 26, 2013
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20130524371
Instrument DateSep 17, 2013
Instrument20130524371
Transaction TypeForeclosure
Record UpdatedJun 05, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 PLANO PKWY, CARROLLTON, TX 75010-4900
InvestorPossibly a Property Investor

June 2007: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI IN
Recording DateJun 08, 2007
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20070522607
Instrument DateMay 22, 2007
Instrument20070522607
Transaction TypeTransfer
Record UpdatedJun 05, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E MAIN ST, PERU, IN 46970-2610

Mortgage

Document Number20070522608
DateJun 08, 2007
Instrument20070522608
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2037

May 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateMay 26, 2006
Property Address522 E MAIN ST, PERU, IN 46970-2610
Document Number20060522518
Instrument DateMay 25, 2006
Instrument20060522518
Transaction TypeTransfer
Record UpdatedJun 05, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E MAIN ST, PERU, IN 46970-2610

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,914.00 (+37.11%)$94,200 (+34.96%) Land $5,500 Building $88,700$94,200 (+34.96%) Land $5,500 Building $88,700
2024$1,396.00 (-1.41%)$69,800 (-1.27%) Land $5,500 Building $64,300$69,800 (-1.27%) Land $5,500 Building $64,300
2023$1,416.00$70,700 Land $5,500 Building $65,200$70,700 Land $5,500 Building $65,200
2022$1,416.00

Flood & Wildfire

522 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Miami County (18103C), updated May 16, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

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