522 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 522 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.445 acres (19,416 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Sep 2017)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Oct 2020 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19 33 355 043`

Property Details

APN / Parcel Number

Primary APN	`19 33 355 043`

Exterior

Lot Area	19,416 sqft (0.445 acres)

Location & Zoning

Street Address	522 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEYS 2ND ADD PT BLK 8
Legal Subdivision	STANLEYS 2ND ADD
Legal Block	8
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	2
Census Block	2016
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	522 E LOCUST ST, WATSEKA, IL 60970-1758
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Intrafamily Transfer, Transfer
Sep 22, 2017	Warranty Deed, Transfer FARM CREDIT ILLINOIS FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	20172862
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000003284
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Oct 13, 2020
Property Address	522 E LOCUST ST, WATSEKA, IL 60970-1758
Document Number	20R3284
Instrument Date	Oct 5, 2020
Instrument	20R3284
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	522 E LOCUST ST, WATSEKA, IL 60970-1758

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 22, 2017
Property Address	522 E LOCUST ST, WATSEKA, IL 60970-1758
Document Number	17R2862
Instrument Date	Sep 22, 2017
Instrument	17R2862
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 467, WATSEKA, IL 60970-0467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E LOCUST ST, WATSEKA, IL 60970-1758

Mortgage

Document Number	17R2863
Date	Sep 22, 2017
Instrument	17R2863

Lender

Name	FARM CREDIT ILLINOIS FLCA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00 (+47.35%)	$50,970 (+42.02%) Land $15,540 Building $35,430	$152,910 (+42.02%) Land $46,620 Building $106,290
2022	$3,113.00 Homeowner's exemption	$35,890 Land $10,940 Building $24,950	$107,670 Land $32,820 Building $74,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	153 (1979–2018)
Claims Outside the SFHA	10 of 153
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on E Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures