522 E Jersey St, Elizabeth, NJ 07206 Property Records

Union County and Elizabeth City property record for 522 E Jersey St, Elizabeth, NJ 07206

Property Summary

Property Type	Single Family Home
Details	2,247 sqft · built 1910
Lot Size	0.064 acres (2,801 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2017)
Tax Bill	$7,719 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04 00003-0000-00323-B`

Property Details

APN / Parcel Number

Primary APN	`04 00003-0000-00323-B`
Alternative APNs	`04-00661-0000-00009-01` `0400003000000323000B`

Interior

Building Area	2,247 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Lot Area	2,801 sqft (0.064 acres)
Lot Dimensions	100 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number	0400003000000323B
Street Address	522 E JERSEY ST
City	ELIZABETHPORT
State	NJ
Zip	07206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	661
Legal Lot Number	9.1
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2003
Census Tract	30200

Owner

522 E Jersey St is owned and occupied by an individual who bought it in December 2017.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	522 E JERSEY ST, ELIZABETHPORT, NJ 07206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 13, 2017	Grant Deed, Transfer · Conventional with PMI EAGLE HM MTG
May 11, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	2017294611
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	522 E JERSEY ST, ELIZABETH, NJ 07206
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150212141
Date	Jul 28, 2021
Book Page	15021/2141
Instrument	17519

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 13, 2017
Property Address	522 E JERSEY ST, ELIZABETH, NJ 07206
Document Number	0062340076
Book / Page	006234 / 000076
Instrument Date	Nov 9, 2017
Instrument	294611
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E JERSEY ST ELIZABETH NJ 07206, ELIZABETH, NJ 07206

Mortgage

Document Number	143780571
Date	Dec 13, 2017
Book Page	014378/000571
Instrument	650629

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 11, 2017
Property Address	522 E JERSEY ST, ELIZABETH, NJ 07206
Document Number	0061870221
Book / Page	006187 / 000221
Instrument Date	Apr 28, 2017
Instrument	286269
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E JERSEY ST ELIZABETH NJ 07206, ELIZABETH, NJ 07206

Tax Assessment & Valuation

The 2025 property tax bill for 522 E Jersey St was $7,719, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,700 (-) Land $147,000 Building $235,700	$382,700 (-) Land $147,000 Building $235,700
2025	$7,719.00 (+4.83%)	$382,700 Land $147,000 Building $235,700	$382,700 Land $147,000 Building $235,700
2024	$7,363.00
2023		$22,900 Land $7,100 Building $15,800	$22,900 Land $7,100 Building $15,800
2022	$7,002.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 522 E Jersey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 E Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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