522 E First St, Port Saint Joe, FL 32456 Property Records

Gulf County property record for 522 E First St, Port Saint Joe, FL 32456

Property Summary

Property Type	Commercial Office
Details	1 ba · 1,104 sqft · built 1984
Lot Size	0.114 acres (5,009 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,417 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`04702-000R`

Property Details

APN / Parcel Number

Primary APN	`04702-000R`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,009 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	522 E FIRST ST
City	PORT ST JOE
State	FL
Zip	32456-1768
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C1
Legal Description	CITY OF PORT ST. JOE N/2 OF LOT 23 ORB 764/756 QC FR PITTMAN
Legal Range	11W
Legal Township	08S
Legal Section	01
Legal Subdivision	CITY OF PORT ST. JOE
Legal Block	11
Legal Lot Number	23
Jurisdiction	GULF FL
Township / Civil Division	PORT ST. JOE
Census Block Group	3
Census Block	3036
Census Tract	960200

Owner

522 E First St, a commercial property, is owned by two individuals who acquired it in May 2022.

Source: Gulf County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	760 BORDERS RD, WEWAHITCHKA, FL 32465-6444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	May 5, 2022
Transfer Doc	0023003807
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GULF FL
Recording Date	May 5, 2022
Property Address	522 E FIRST ST, PORT ST JOE, FL 32456-1768
Document Number	0023003807
Book / Page	764 / 756
Instrument Date	May 5, 2022
Instrument	202223003807
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 BORDERS RD, WEWAHITCHKA, FL 32465-6444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	760 BORDERS RD, WEWAHITCHKA, FL 32465-6444

Tax Assessment & Valuation

The 2025 property tax bill for 522 E First St was $1,417.

Source: Gulf County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gulf County
Municipality	Port St. Joe City
Unified School District	Gulf County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00	$119,210 (+10.17%) Land $55,000 Building $64,210	$119,210 (+10.17%) Land $55,000 Building $64,210
2024	$1,417.00 (+8.92%)	$108,210 (+1.3%) Land $44,000 Building $64,210	$108,210 (+1.3%) Land $44,000 Building $64,210
2023	$1,301.00 (+7.7%)	$106,818 (+11.79%) Land $44,000 Building $62,818	$106,818 (+11.79%) Land $44,000 Building $62,818
2022	$1,208.00	$95,553 Land $28,600 Building $66,953	$95,553 Land $28,600 Building $66,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 E First St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	76 (1985–2018)
Claims Outside the SFHA	30 of 76
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 35 claims Hurricane Opal, Oct 1995 · 14 claims Hurricane Kate, Nov 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 E First St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT ST. JOE serves 13,848 people · EPA ID FL1230545
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, T-Mobile.

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