Chatham County property record for 522 E 46th St, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1925 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Oct 2018) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0076-21-010 |
| Primary APN | 2-0076-21-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Area | 342 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 522 E 46TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 175 176 GRANGER WD |
| Legal Subdivision | ARDSLEY PARK |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chatham County assessment roll, as of September 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Prior Sale | Feb 29, 2016 · Amount on Record |
| Deed Document Number | 201810555 |
| Deed Book / Page | 1477 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Document Number | 0000001911/0000000501 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 0000001911/0000000501 |
| Instrument | 032292390018 |
| Name | GEORGIAS OWN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Document Number | 0000001620/0000000012 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 0000001620/0000000012 |
| Instrument | 031685800018 |
| Name | GEORGIAS OWN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Oct 19, 2018 |
| Property Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Document Number | 0014770311 |
| Book / Page | 1477 / 311 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-010555 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 E 46TH ST, SAVANNAH, GA 31405-2335 |
| Document Number | 0000001477/0000000312 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 0000001477/0000000312 |
| Instrument | 031346870012 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 (-24.38%) | $248,840 (+24.97%) Land $64,000 Building $184,840 | $622,100 (+24.97%) Land $160,000 Building $462,100 |
| 2023 | $199,120 (+21.95%) Land $64,800 Building $134,320 | $497,800 (+21.95%) Land $162,000 Building $335,800 | |
| 2022 | $4,352.00 | $163,280 Land $20,000 Building $143,280 | $408,200 Land $50,000 Building $358,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 215 (1979–2024) |
| Claims Outside the SFHA | 209 of 215 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Delta Communications, Hotwire Communications, LiveOak Fiber.
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