Campbell County property record for 522 E 2nd St, Newport, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,585 sqft · built 1890 |
| Lot Size | 0.053 acres (2,338 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,000 (May 2023) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-01-223.00 |
| Primary APN | 999-99-01-223.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,585 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 2,338 sqft (0.053 acres) |
| Lot Dimensions | 93.5 ft deep x 25 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999901223.00 |
|---|---|
| Street Address | 522 E 2ND ST |
| City | NEWPORT |
| State | KY |
| Zip | 41071-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 121 N H 25 X 93.54 |
| Legal Subdivision | MANSION HILL ADD |
| Legal Lot Number | 121 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 53200 |
522 E 2nd St is owned and occupied by an individual who bought it in May 2023.
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jul 19, 2021 | Warranty Deed, Transfer NOT AVAILABLE, BUCKEYE LAND TITLE COMPANY |
| Feb 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 5172637 |
| Deed Book / Page | D850 / 584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 3, 2023 |
| Property Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Document Number | 0005172637 |
| Book / Page | D850 / 584 |
| Instrument Date | May 1, 2023 |
| Instrument | 5172637 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Document Number | 0005172638 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 5172638 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.64% |
| Max Rate At Change | 7.64% |
| Index | Prime Rate |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 19, 2021 |
| Property Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Document Number | 0005136200 |
| Book / Page | D780 / 751 |
| Map Reference | MB 731 PG 583 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 5136200 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | NOT AVAILABLE, BUCKEYE LAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5486, CINCINNATI, OH 45205-0486 |
| Name | Verified Name |
|---|---|
| Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 522 E 2ND ST, NEWPORT, KY 41071-1704 |
| Document Number | 0005053691 |
| Book / Page | 002103 / 000039 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 522 E 2ND ST NEWPORT KY 410711704, NEWPORT, KY 41071-1704 |
| Document Number | 0005053691 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 002103/000039 |
| Instrument | 5053691 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 522 E 2nd St was $1,332.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Newport City |
| Unified School District | Newport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 | $361,000 Land $45,000 Building $316,000 | $361,000 Land $45,000 Building $316,000 |
| 2023 | $610.00 (-2.56%) | $154,600 (-) Land $4,700 Building $149,900 | $154,600 (-) Land $4,700 Building $149,900 |
| 2022 | $626.00 | $154,600 Land $4,700 Building $149,900 | $154,600 Land $4,700 Building $149,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 68 units insured incl. 63 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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