522 Division St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 522 Division St, Fernandina Beach, FL 32034

Property Summary

Property TypeVacant Land
Lot Size0.101 acres (4,400 sqft)
Owner2 Company Names on Record
Tax Bill$1,208 (2025)
Flood ZoneZone X (minimal risk)
APN00-00-31-1800-0215-06A3

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0215-06A3

Exterior

Lot Area4,400 sqft (0.101 acres)
Lot Dimensions10 ft deep x 4.4 ft wide

Location & Zoning

Street Address522 DIVISION ST
CityFERNANDINA BEACH
StateFL
Zip32034-3445
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR-2
Legal DescriptionBLK 215 N 44FT OF S 58FT OF TRACT A OF LOT 6 IN OR 984/1812 CITY OF FDNA BEACH S/D OF SEC 23-3N-28E UNR
Legal Range28E
Legal Township03N
Legal Section23
Legal SubdivisionCITY OF FDNA BEACH
Legal TractA
Legal Block215
Legal Lot Number6
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2022
Census Tract50103

Owner

Source: Nassau County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address309 N 5TH ST, FERNANDINA BEACH, FL 32034-3807
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 30, 2001
Transfer Doc0000013078
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,208.00 (+15.38%)$118,800 (+22.73%) Land $118,800$118,800 (+22.73%) Land $118,800
2024$1,047.00 (+7.38%)$96,800 (+1%) Land $96,800$96,800 (+1%) Land $96,800
2023$975.00 (+26.13%)$88,000 (+25%) Land $88,000$88,000 (+25%) Land $88,000
2022$773.00$70,400 Land $70,400$70,400 Land $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Division St

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