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522 Derrydowne Dr, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 522 Derrydowne Dr, Charlotte, NC 28213

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,320 sqft · built 1968
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$38,000 (Sep 2018)
Tax Bill$1,612 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN089-223-17

Property Details

APN / Parcel Number

Primary APN089-223-17

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address522 DERRYDOWNE DR
CityCHARLOTTE
StateNC
Zip28213-6224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL327 M14-123
Legal SubdivisionVIRGINIA MANOR ADD 04
Legal Block3
Legal Lot Number327
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3023
Census Tract5305

Owner

522 Derrydowne Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record2 Individual Names on File
Mailing Address522 DERRYDOWNE DR, CHARLOTTE, NC 28213-6224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2018 · Amount on File
Deed SaleSep 26, 2018 · Amount on File
Prior SaleMay 31, 1989 · Amount on File
Deed Document Number2018122068
Deed Book / Page33003 / 246
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address522 DERRYDOWNE DR, CHARLOTTE, NC 28213-6224
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 DERRYDOWNE DR, CHARLOTTE, NC 28213-6224

Mortgage

Document Number0000013960
DateFeb 19, 2024
Book Page38639/532
Instrument2024013960
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 26, 2018
Property Address522 DERRYDOWNE DR, CHARLOTTE, NC 28213-6224
Document Number0000122068
Book / Page033003 / 000246
Instrument DateSep 26, 2018
Instrument122068
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$76.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 DERRYDOWNE DR CHARLOTTE NC 282136224, CHARLOTTE, NC 28213-6224

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$192,700 Land $47,500 Building $145,200$192,700 Land $47,500 Building $145,200
2024$1,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Derrydowne Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1981–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Derrydowne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Google Fiber.

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