522 Derby Downs, Lebanon, TN 37087 Property Records

Wilson County property record for 522 Derby Downs, Lebanon, TN 37087

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,634 sqft · built 1999
Lot Size	0.53 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2006)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`057P-A-011.00`

Property Details

APN / Parcel Number

Primary APN	`057P-A-011.00`
Alternative APNs	`03057PA057P01100` `095057P A 01100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,634 sqft Living Area
Gross Area	4,337 sqft
1st Floor Area	2,059 sqft
Upper Floors Area	1,575 sqft
Basement Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,000 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	522 DERBY DOWNS
City	LEBANON
State	TN
Zip	37087-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IROQUOIS 1 PB 21 PG 988 LOT 11 115 X 200 NANCY CLARK BRANDON ASSET PROTECTION TRUST
Legal Subdivision	IROQUOIS 1
Legal Lot Number	11
Jurisdiction	WILSON TN
Township / Civil Division	23
Census Block Group	2
Census Block	2025
Census Tract	30202

Owner

522 Derby Downs is owned and occupied by two individuals who acquired it in November 2019.

Source: Wilson County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 DERBY DOWNS, LEBANON, TN 37087-4289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on File
Deed Sale	Jun 1, 2006 · Amount on File
Prior Sale	May 30, 2006 · Amount on File
Deed Book / Page	1183 / 1305
Last Transfer Date	Nov 4, 2019
Transfer Doc	0000688106
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILSON TN
Recording Date	Nov 5, 2019
Property Address	522 DERBY DOWNS, LEBANON, TN 37087-4289
Document Number	0000688106
Book / Page	001919 / 000126
Instrument Date	Nov 4, 2019
Instrument	688106
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	522 DERBY DOWNS LEBANON TN 370874289, LEBANON, TN 37087-4289

Tax Assessment & Valuation

The 2025 property tax bill for 522 Derby Downs was $2,883.

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Lebanon City
Elementary School District	Lebanon Special School District (PK - 08)
Secondary School District	Wilson County School District in Lebanon (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00	$151,050 Land $23,750 Building $127,300	$604,200 Land $95,000 Building $509,200
2023		$151,050 (-) Land $23,750 Building $127,300
2022	$4,367.00	$151,050 Land $23,750 Building $127,300
2021			$604,200 Land $95,000 Building $509,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Derby Downs in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (2010–2025)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Jun 2025 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Derby Downs is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON WATER SYSTEM serves 60,669 people · EPA ID TN0000393
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20