522 Dale Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 522 Dale Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1968
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$526 (2026)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`0798-00-39-1226`

Property Details

APN / Parcel Number

Primary APN	`0798-00-39-1226`
Alternative APN	`555755972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Mobile Home
Construction Type	Wood
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	555755972
Street Address	522 DALE RD
City	SPRUCE PINE
State	NC
Zip	28777-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES= 0.75 DALE RD
Legal Block	2
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2021
Census Tract	950400

Owner

Source: Mitchell County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 DALE RD, SPRUCE PINE, NC 28777-6306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000001539
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 31, 2026
Property Address	522 DALE RD, SPRUCE PINE, NC 28777-6306
Document Number	0000001539
Book / Page	693 / 465
Instrument Date	Aug 27, 2026
Instrument	20261539
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	522 DALE RD, SPRUCE PINE, NC 28777-6306

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$526.00 (-50.19%)	$164,500 (-) Land $25,300 Building $139,200
2025	$1,056.00 (+1.64%)	$164,500 (-) Land $25,300 Building $139,200
2023	$1,039.00	$164,500 Land $25,300 Building $139,200	$164,500 Land $25,300 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20