Polk County property record for 522 Cunningham Dr, Lake Hamilton, FL 33851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1930 |
| Lot Size | 0.161 acres (7,018 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,345 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-16-825500-000210 |
| Primary APN | 27-28-16-825500-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 684 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,018 sqft (0.161 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 564 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 522 CUNNINGHAM DR |
|---|---|
| City | LAKE HAMILTON |
| State | FL |
| Zip | 33851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | ROSELLEE PARK PB 6 PG 5 LOTS 32 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 16 |
| Legal Subdivision | ROSELLEE PARK |
| Legal Tract | 825500 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14124 |
522 Cunningham Dr is owned by an individual who acquired it in July 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 509, LAKE HAMILTON, FL 33851-0509 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2016 |
| Deed Sale | Jul 26, 2016 |
| Prior Sale | Jul 25, 2001 · Amount on File |
| Deed Document Number | 2016134710 |
| Deed Book / Page | 9887 / 463 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 522 Cunningham Dr was $2,345.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Hamilton Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,778 (+1%) | $134,138 (+8.72%) Land $25,959 Building $108,179 | |
| 2025 | $2,345.00 | $114,344 | $123,379 Land $25,959 Building $97,420 |
| 2023 | $2,372.00 (+13.22%) | $121,586 (+28.58%) Land $25,258 Building $96,328 | $121,586 (+28.58%) Land $25,258 Building $96,328 |
| 2022 | $2,095.00 | $94,563 Land $21,048 Building $73,515 | $94,563 Land $21,048 Building $73,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Cunningham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2004 · Tropical Storm Bonnie And Hurricane Charley |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Cunningham Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE HAMILTON serves 2,430 people · EPA ID FL6530977 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
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