Obion County property record for 522 Covered Bridge Trl, Troy, TN 38260
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $48,900 (Nov 2009) |
| Tax Bill | $54 (2018) |
| Deeds & Mortgages | Nov 2018 Line of Credit Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093 08118 |
| Primary APN | 066093 08118 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 112 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 522 COVERED BRIDGE TRL |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-2501 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT:9 DIST:06 CITY/MUNI/TWP:TROY SUBD:JOHNSON CROSSING PHASE 2 MAP REF:093 |
| Legal Subdivision | JOHNSON CROSSING PHASE 2 |
| Legal Lot Number | 9 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 965400 |
Source: Obion County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 MILL CREEK RD, TROY, TN 38260-4424 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2018 | Trustee's Deed, Construction Loan · Line of Credit SECURITY BK |
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit SECURITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on Record |
| Deed Sale | Nov 17, 2009 · Amount on Record |
| Deed Document Number | 0000042763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Nov 2, 2018 |
| Property Address | 522 COVERED BRIDGE TRL, TROY, TN 38260-2501 |
| Book / Page | 000225 / 000671 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 55302 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 MILL CREEK RD TROY TN 382604424, TROY, TN 38260-4424 |
| Document Number | 0000055302 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 000225/000671 |
| Instrument | 55302 |
| Name | SECURITY BK |
|---|---|
| Type | Bank |
| Address | PARIS, TN 38242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 522 COVERED BRIDGE TRL, TROY, TN 38260-2501 |
| Document Number | 0000055299 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 240 MILL CREEK RD TROY TN 382604424, TROY, TN 38260-4424 |
| Document Number | 0000055299 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 000225/000656 |
| Instrument | 55299 |
| Name | SECURITY BK |
|---|---|
| Type | Bank |
| Address | PARIS, TN 38242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,000 (-) Land $5,000 | ||
| 2023 | $5,000 (+233.33%) Land $5,000 | $20,000 (+233.33%) Land $20,000 | |
| 2022 | $1,500 Land $1,500 | $6,000 Land $6,000 | |
| 2018 | $54.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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