522 County Rd, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 522 County Rd, Milford, ME 04461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 1996
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,800 (Jun 2020)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILD M:022 B:014`

Property Details

APN / Parcel Number

Primary APN	`MILD M:022 B:014`
Alternative APN	`1473`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1473
Street Address	522 COUNTY RD
City	MILFORD
State	ME
Zip	04461-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12 MIX
Legal Block	14
Jurisdiction	MILFORD ME
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3019
Census Tract	8001

Owner

Source: Penobscot County and Milford Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 COUNTY RD, MILFORD, ME 04461-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	202014963
Deed Book / Page	15551 / 256
Transfer Doc	0139970301
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	522 COUNTY RD, MILFORD, ME 04461-3438
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163630001
Date	Jan 28, 2022
Book Page	16363/1
Instrument	2420

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD ME
Recording Date	Jun 3, 2020
Property Address	522 COUNTY RD, MILFORD, ME 04461-3438
Document Number	0155510256
Book / Page	15551 / 256
Instrument Date	Jun 2, 2020
Instrument	14963
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MELODY LN, BRADFORD, ME 04410-3440

Mortgage

Document Number	0000014964
Date	Jun 3, 2020
Instrument	14964

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Milford Town
Unified School District	Milford (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,256.00 (+11.85%)	$132,300 (-) Land $32,400 Building $99,900
2024	$2,911.00 (+22.26%)	$132,300 (-) Land $32,400 Building $99,900
2023			$239,875
2022	$2,381.00	$132,300 Land $32,400 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1979–2008)
Claims Outside the SFHA	4 of 26
Most Recent Claim	May 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 6 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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