Jackson County property record for 522 Cope Creek Rd, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 1,536 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Oct 2015) |
| Tax Bill | $1,497 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 7641-97-4504 |
| Primary APN | 7641-97-4504 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Street Address | 522 COPE CREEK RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9557 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | COPE CREEK RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950400 |
522 Cope Creek Rd is owned by a company that bought it in October 2015.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 394 TOY COVE RD, SYLVA, NC 28779-4703 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit CHAMPION CU |
| Dec 10, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on File |
| Deed Sale | Oct 30, 2015 · Amount on File |
| Deed Book / Page | 2100 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 522 COPE CREEK RD, SYLVA, NC 28779-9557 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0023540069 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 2354/69 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | Mar 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 522 COPE CREEK RD, SYLVA, NC 28779-9557 |
| Document Number | 0022861298 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 52 SUGAR LOAF RD SYLVA NC 287798368, SYLVA, NC 28779-8368 |
| Document Number | 0022861298 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 002286/001298 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 522 Cope Creek Rd was $1,497.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $394,003 Land $80,960 Building $313,043 | |
| 2025 | $1,497.00 | |
| 2023 | $660.00 | $173,880 Land $33,650 Building $140,230 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 522 Cope Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Cope Creek Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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